Houston, TX Office

A Small Investment is a fee-only, independent advisory firm that provides comprehensive financial planning, retirement plan consulting for employer plan sponsors, and educational seminars and speaking engagements. The firm delivers both project-based and ongoing planning engagements and supplements those services with public and private educational offerings and online courses.

When making recommendations as part of a financial plan, the firm uses a range of analytical approaches (including fundamental and technical analysis, modern portfolio theory, and mutual fund/ETF scrutiny) and may incorporate passive, active, and socially responsible investment options based on client objectives. For retirement plans, the firm acts in an ERISA fiduciary role to plan sponsors, assisting with investment policy development, investment reviews, fee analysis, vendor searches, and participant education while excluding certain asset types (for example, employer securities and other illiquid, non‑public investments).

What distinguishes the firm from many peers is its combination of retirement-plan consulting and a formal educational product line alongside traditional planning: it offers seminars, webinars, and online courses as part of its service mix and discloses plans to make authored books available to the public. The firm is a recently established, solo practitioner practice led by a CFP®-certified principal and does not provide discretionary portfolio management or custody of client assets, so clients or their chosen custodians implement any investment recommendations.