Aaron Geoffrey Turner

The firm provides ongoing, discretionary portfolio management and financial planning to individuals (including high-net-worth clients), trusts, estates and small businesses, operating on an asset‑based, fee‑only basis and reporting roughly $76 million in assets under management. Services commonly include investment strategy, a personalized investment policy, asset allocation, security selection and regular portfolio monitoring.

Investment decisions use a combination of fundamental and cyclical analysis with a preference for long‑term, buy‑and‑hold portfolios constructed from individual equities, fixed income instruments, indexed ETFs, mutual funds and cash equivalents; client risk tolerance and time horizon are documented and reviewed. The adviser typically obtains discretionary trading authority, provides ongoing monitoring with at least annual reviews, and conducts additional reviews when triggered by material market or client events.

A distinctive feature is that the firm’s principal is a licensed certified public accountant and Certified Financial Planner who spends about half of his time serving accounting clients and is affiliated with a separate CPA firm that refers clients and shares office space—an arrangement the brochure discloses and that is uncommon among independent RIAs. The firm also discloses that it is fee‑only, avoids recommending products with front‑ or back‑end sales loads or surrender charges, and uses a major custodian for client accounts.