Cedarstream Wealth, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
CedarStream Wealth, LLC is a fee-only investment adviser serving individuals and high‑net‑worth clients with investment management and both project‑based and ongoing financial planning. The firm, formed in 2026 and currently in its start‑up phase, advises on common asset types including stocks, bonds, mutual funds, ETFs, municipal and government securities, and cash equivalents.
The firm’s investment approach is grounded in modern portfolio theory and asset allocation, using a mix of passive index funds and third‑party model portfolios while exercising discretionary authority to rebalance and implement client‑imposed restrictions. CedarStream routinely engages outside managers and model-based solutions and tailors planning work to client needs across cash flow, retirement, tax, estate, and special situations such as family medical crises or concentrated‑stock planning.
Compared with many independent peers, CedarStream was organized from launch as an LLC with operational support rather than as a solo practitioner and is building its client base from a zero‑AUM starting point. Its concurrent use of both Altruist’s Model Marketplace and Schwab’s Model Market Center for model implementation, together with specific one‑time offerings like portfolio “second look” reviews and targeted advising for new parents, makes its service mix atypical for a newly established independent advisory firm.
Client services
Expertise
Fee options
$0 - $500,000: 1.10% $500,001 - $2,000,000: 1.00% $2,000,001 - $5,000,000: 0.90% $5,000,001+: 0.80%
Fee-only: Ongoing Financial Planning: $2,000 - $4,500 annually, paid monthly in arrears; Project-Based Financial Planning: $2,000 - $4,500 per project, fixed fee
Main office
13800 Coppermine Road
Herndon VA 20171
Advisors at this office
1
Most active in
Virginia
Also doing business as
Abacus Wealth · Abacus Wealth, LLC · Cedarstream Wealth · Cedarstream Wealth, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)