Pawley's Island, SC Office

Abbot Financial Management provides discretionary investment management, financial planning, and retirement-plan consulting for individuals (including high-net-worth clients), families, trusts, estates, retirement plans, and charitable organizations. The firm manages approximately $359 million in client assets and constructs portfolios from stocks, bonds, ETFs, options, mutual funds and other public and private securities.

Advisors tailor portfolios to each client’s goals, risk tolerance and time horizon, using both fundamental and technical analysis and generally intending to hold positions for the long term while rebalancing at least annually; trading frequency may increase when circumstances warrant and tax implications are considered. Financial and estate planning is offered to asset management clients at no additional fee, and retirement-plan services include fiduciary consulting, vendor management, RFP assistance and participant education under ERISA and the Pension Protection Act.

Notably, the firm permits the use of borrowing in separately managed accounts, a practice that is relatively uncommon among peers and that can introduce leverage into client portfolios. The firm operates with a small advisory team that includes CFA-designated professionals, has no stated account minimum, does not sponsor wrap-fee programs, and arranges custody and fee-debiting through qualified custodians.