Abby Kovach Financial Planning, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
35
86% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
35
HighAverage account size
$0
About
The firm provides fee-only financial planning and investment consultation to individuals, trusts, estates, foundations and businesses. Services emphasize non‑securities planning topics—cash flow, retirement capital needs, education funding, tax and estate planning—and engagements are typically delivered on an hourly or fixed‑fee basis rather than through ongoing asset management.
About 70% of the firm’s practice is devoted to non‑securities advice, with the remaining work consisting of investment consultation that leaves implementation and custody with the client’s chosen service providers. When offering investment guidance the firm favors long‑term, buy‑and‑hold asset allocation, using low‑cost passive funds and fundamental analysis while avoiding discretionary portfolio management.
Noteworthy features for a solo independent adviser include regular public educational workshops and seminars offered on an “as announced” basis and accepted on a fixed‑fee basis, a less common outreach approach among peers. The firm does not charge percentage‑of‑AUM or performance‑based fees, does not maintain custody or discretionary control of client assets, and participates in the Garrett Planning Network for training, compliance and operational support.
Client services
Financial planning
Educational seminars or workshops
Expertise
General estate planning guidance
Charitable giving & philanthropy
Cash flow / budgeting
College savings (529s, UTMA, etc.)
General tax planning
Fee options
Fixed fees for workshops/presentations ranging from $500 to $5,000, negotiable
$350 per hour billed in six-minute increments
Fee-only: Hourly rate of $350 per hour for financial planning and investment consultation services; fixed fees for workshops ranging from $500 to $5,000 per presentation, negotiable
Main office location
Abby Kovach Financial Planning, LLC
401 E Simpson St.
Lafayette CO 80026, United States
Number of offices
1
Most active in
Abby Kovach Financial Planning, LLC has reported serving >5 clients in these states in the last 12 months.
Colorado
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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