Abby Kovach Financial Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides fee-only financial planning, investment consultation, and public educational workshops to individuals, trusts, estates, foundations and businesses. Services are delivered through time-limited engagements (hourly planning and consultative work) or fixed-fee presentations, and clients retain responsibility for implementing recommendations.
The firm devotes the majority of its time to non-securities planning topics—such as cash flow, insurance, education, tax and estate matters—and treats investment work as consultative rather than continuous portfolio management. When providing investment guidance it emphasizes long-term, asset-allocation driven strategies using fundamental analysis and low‑cost passive vehicles; the firm does not custody client assets or exercise discretionary trading authority.
Notable differences from many peers include the regular offering of educational seminars and workshops and an explicit business model that does not provide ongoing portfolio management or charge percentage‑of‑AUM fees, characteristics that are less common among independent advisers. The principal holds CFP certification, participates in the Garrett Planning Network, and discloses a separate LLC that owns the firm’s leased office space, reflecting both professional-network affiliations and small‑firm operational arrangements.
Client services
Expertise
Fee options
Fixed fees for educational seminars or workshops ranging from $500 to $5,000 per workshop; fee is negotiable.
$350 per hour, billed in six-minute increments; fees are negotiable and based on estimated hours to complete the project.
Fee-only: Fee-only financial planning and investment consultation services provided on an hourly or fixed fee basis; no commission-based compensation.
Main office
401 E Simpson St.
Lafayette CO 80026
Advisors at this office
1
Most active in
Colorado
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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