Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides comprehensive financial management and planning primarily to individual clients, including high‑net‑worth households, and also works with corporations, families, and employers that offer employee financial planning as a benefit. Services include discretionary portfolio management, investment consulting, and standalone financial planning and consulting engagements.
The firm implements client portfolios using a mix of independent model portfolios available through an affiliation with Congress Wealth Management and internally constructed strategies when a model is not a good fit. Investment decision‑making relies on valuation metrics (P/E, P/S, P/B), a quantitative portfolio‑optimization model and market‑cycle analysis, and portfolios are implemented with ETFs, mutual funds, individual fixed‑income securities and government instruments.
A distinctive feature is the firm’s operating affiliation with a separate CPA practice: one of the firm’s principals continues to operate an accounting firm and some accounting clients overlap with advisory clients, which the firm cites as a means to incorporate tax and accounting considerations into planning. The advisory team is small and experienced (two advisors managing about $117 million, largely on a discretionary basis) and includes advisors with CFP and insurance licenses, creating an advisory model that blends investment management with tax and insurance coordination.
Client services
Expertise
Occupation focus
Fee options
$0 - $200,000: N/A (minimum fee applies) $200,001 - $500,000: 1.25% $500,001 - $750,000: 1.15% $750,001 - $1,000,000: 1.10% $1,000,001 - $2,000,000: 1.00% $2,000,001 - $3,000,000: 0.90% $3,000,001 - $4,000,000: 0.80% $4,000,001 - $5,000,000: 0.70% $5,000,001+: Negotiable
Account minimum: $200,000 minimum for $2,500 minimum fee (can be waived at discretion) Minimum fee: Minimum fee of $2,500 for clients with less than $200,000 under management, waiver possible at discretion Fee-only: Financial consulting fees up to $10,000 annually; $1,500 minimum for one-time consulting meeting
Main office
Eldersburg MD
Advisors at this office
1
Most active in
Maryland · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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