Abound Financial

Samuel Smith is a CFP® and holds a Series 65 license, with one year of industry experience. He is affiliated with Abound Financial, also known as Kerux, LLC, and has prior work experience that includes positions at LPL Financial and teaching roles at Jessup University, Chabot College, and Redlands East Valley High School. Abound Financial provides discretionary and non-discretionary investment management, financial planning, and consulting services to individuals, families, trusts, retirement plans, charitable organizations, corporations, and foundations. The firm manages approximately $428 million in assets for around 525 clients across three advisors, typically investing in equities, mutual funds, ETFs, and alternative investments while employing a multi-bucket approach to retirement income planning.

David Laut is a CFP® professional with 18 years of industry experience, currently serving at Abound Financial. He has prior experience with LPL Financial and The Wealth Consulting Group. Laut provides investment advisory services through Kerux, LLC, an independent firm connected to his practice. Abound Financial operates as Kerux, LLC and offers discretionary and non-discretionary investment management, financial planning, and consulting services to individuals, families, trusts, retirement plans, and institutions. The firm manages $428 million in assets across approximately 525 clients and utilizes a multi-bucket approach to retirement income planning along with LPL-sponsored advisory platforms.

David Hicks is a CFP® professional affiliated with Abound Financial and holds the Series 66 designation, with six years of industry experience. His prior roles include positions at LPL Financial, WCG Wealth Advisors, and Fidelity Investments, alongside twelve years with the Western Placer Unified School District. He also founded and provides advisory services through Kerux, LLC, an independent investment advisory firm. Kerux, LLC (doing business as Abound Financial) manages $428 million in assets for approximately 525 clients, focusing on individuals, families, trusts, and institutions. The firm employs a multi-bucket retirement income planning approach, utilizes LPL’s Strategic Wealth platform, and offers both discretionary and non-discretionary investment management with an emphasis on equities, mutual funds, and ETFs.