Abundance Financial Planning
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About
Abundance Financial Planning is a fee-only, advice-only registered investment adviser that provides comprehensive and project-based financial planning and investment analysis for individuals and high-net-worth clients. Services described in the brochure include retirement planning, tax-aware strategies, estate and business planning, college savings, benefits reviews, and portfolio analysis conducted within the planning engagement.
The firm delivers non‑discretionary, analysis-focused recommendations and does not execute trades, accept custody of client assets, or act as an investment manager; clients are responsible for implementing any investment decisions through their chosen custodians or service providers. AFP uses generally accepted analytical methods—such as asset-allocation and diversification review, risk and tax-efficiency assessment, and performance benchmarking—to develop written recommendations tailored to each client’s circumstances.
Distinctive features in the brochure include an explicit absence of portfolio management services and no use of percentage-of-assets fees (the firm reports $0 in assets under management), operating strictly on a fee-only, commission-free basis. The firm documents recommendations in written reports and issues annual Brochure updates or summaries of material changes, and it may coordinate with third-party professionals for implementation without receiving referral compensation.
Client services
Expertise
Fee options
Flat fees for financial planning engagements; $3,000-$6,500 for comprehensive planning, $795-$1,495 for project-based planning
Fee-only: Comprehensive Financial Planning: flat fee ranging from $3,000 to $6,500; Project-Based Financial Planning: flat fee ranging from $795 to $1,495
Main office
Caldwell ID
Advisors at this office
1
Most active in
Idaho
Also doing business as
Abundance Financial Planning · Abundance Financial Planning LLC · Kyle Restad, Registered Investment Advisor · Restad Financial Planning · Restad, Kyle William
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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