Green Bank, WV Office

ABW provides discretionary asset management, financial planning and ongoing consulting to individuals and high‑net‑worth clients, and also serves qualified retirement plans with limited‑scope ERISA 3(21) fiduciary services. Like many peers, the firm charges asset‑based advisory fees for portfolio management while offering separate fixed‑fee planning and consulting engagements.

The firm implements tailored investment programs based on each client’s goals, time horizon and risk tolerance, documenting objectives in client profile forms or an IPS and conducting periodic (typically quarterly) reviews. ABW uses a mix of analytical methods (including fundamental, technical, charting and cyclical analysis), pursues both long‑term and trading strategies, and accommodates client‑imposed restrictions while monitoring for rebalancing and tax‑loss harvesting opportunities.

Distinctive features include a principal who holds the CLU designation and concurrently operates an independent insurance business—disclosed as a source of commissions and a potential conflict of interest that the firm says it mitigates through policies and client disclosure. The firm also notes no stated account minimum, explicitly excludes certain asset types from ERISA plan fee calculations, does not vote client proxies, and manages a relatively small discretionary asset base for a supported advisory firm.