Katy, TX Office

Access Financial Group provides discretionary asset management and financial planning to individuals (including high-net-worth and non-HNW clients), charitable organizations, and small businesses. The firm reports managing about $39.3 million for roughly 163 clients and offers advice across a broad set of investments as well as guidance on retirement account rollovers.

The firm typically tailors portfolios to individual goals and grants discretionary trading authority, using a mix of fundamental (buy-and-hold leaning) and technical analysis sourced from multiple research vendors; account reviews are conducted at least quarterly and financial plans are updated as circumstances change. Fees are charged as a percentage of AUM and the firm may aggregate household accounts for fee breakpoints, while also providing fixed-fee financial planning engagements.

A distinctive aspect of the firm is its affiliation with a licensed insurance agency under common ownership, and associated persons are licensed insurance agents who may receive separate commission-based compensation for insurance sales, a conflict disclosed in the brochure. For a small, supported adviser, the firm also advises on more complex products (variable annuities, options, leveraged ETFs) and discloses that a principal has reported past arbitrations on his Form U4, with details available on the IAPD.