Access Financial Services, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$430,999,852
Clients
318
Advisors
4
of 10 employees
About
Access Financial Services, Inc. provides discretionary and non-discretionary portfolio management, ERISA plan services, financial planning, and financial consulting to individuals, high-net-worth clients, trusts, estates, charitable organizations and retirement plans. The firm serves a mix of retail and institutional retirement plan clients and offers asset-held-away account management alongside written financial plans and targeted consulting engagements.
AFS follows a top-down, global multi-asset approach that combines fundamental and technical analysis to set asset allocation and to control exposure to risk assets, with rebalancing handled as a continuous process rather than on a fixed schedule. Client portfolios may include individual equities, fixed-income securities, ETFs, mutual funds, closed-end funds and exchange-traded notes (ETNs), and the firm may recommend margin accounts to facilitate trading when appropriate.
Compared with many peers, AFS is notable for incorporating ETNs and other derivative-linked instruments into separately managed accounts and for recommending borrowing facilities (margin) to clients when deemed useful, practices that are less common among similar team firms. The advisor also offers both limited-scope (3(21)) and fully discretionary (3(38)) ERISA plan services and manages roughly $438 million for a relatively compact advisory team, which shapes how it allocates resources and manages client relationships.
Client services
Expertise
Occupation focus
Fee options
Initial financial planning fee of $1,000 due upon signing; fixed fees negotiable based on project scope.
$0 - $500,000: 1.00% annually (Balanced and Equity Portfolios) $500,000 - $1,000,000: 0.85% annually (Balanced and Equity Portfolios) $1,000,000 - $2,000,000: 0.70% annually (Balanced and Equity Portfolios) $2,000,000 - $3,000,000: 0.60% annually (Balanced and Equity Portfolios) $3,000,000 - $5,000,000: 0.40% annually (Balanced and Equity Portfolios) $5,000,000+: 0.20% annually (Balanced and Equity Portfolios) $0 - $500,000: 0.50% annually (Fixed Income Portfolios) $500,000 - $1,000,000: 0.425% annually (Fixed Income Portfolios) $1,000,000 - $2,000,000: 0.35% annually (Fixed Income Portfolios) $2,000,000 - $3,000,000: 0.30% annually (Fixed Income Portfolios) $3,000,000 - $5,000,000: 0.20% annually (Fixed Income Portfolios) $5,000,000+: 0.10% annually (Fixed Income Portfolios)
$250-$400 per hour for financial planning and consulting services.
Minimum fee: $5,000 per client household annually (minimum annual fee requirement). Minimum fee may be waived if financial planning services are paid separately. Fee-only: Hourly fees ranging from $250 to $400 per hour for financial planning and consulting services, initial financial planning fee of $1,000, fixed fees negotiable based on scope.
Main office
1650 West 82nd Street, Suite 850
Minneapolis MN 55431
Advisors at this office
4
Most active in
Arizona · California · Florida · Minnesota · Texas · Wisconsin
Also doing business as
Access Financial Services, Inc. · Assess Financial Services, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Matthew R
CFP®
Minneapolis, MN
Access Financial Services, Inc.
Matthew Rich is a CFP® professional with five years of industry experience. He is currently with Access Financial Services, Inc., having previously worked at Accredited Investors and Carlson Capital Management, LLC. Outside of his advisory role, he serves as a board member for Emmaus Baptist Church. Access Financial Services, Inc. provides portfolio management, ERISA plan services, financial planning, and consulting to individuals, high-net-worth clients, trusts, estates, charitable organizations, and retirement plans. The firm employs a top-down, global multi-asset approach that integrates fundamental and technical analysis and is notable for incorporating ETNs and margin accounts into client portfolios.
Stephen K
ChFC®, Series 63, Series 65
Minneapolis, MN
Access Financial Services, Inc.
Stephen Kairies is a financial advisor at Access Financial Services, Inc. with 19 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior experience includes roles at FSC Securities Corporation and The Northwestern Mutual Life Insurance Company, where he has served since 1991. Access Financial Services, Inc. provides discretionary and non-discretionary portfolio management, ERISA plan services, financial planning, and consulting to individuals, high-net-worth clients, trusts, estates, charitable organizations, and retirement plans. The firm uses a top-down, global multi-asset approach incorporating fundamental and technical analysis, and is notable for including ETNs and margin accounts in client portfolios.
Brant K
Series 63, Series 65
Minneapolis, MN
Access Financial Services, Inc.
Brant Kairies is a financial advisor at Access Financial Services, Inc. with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at FSC Securities Corporation since 1997. Kairies is also an independent insurance agent licensed to sell accident and health insurance, life insurance, variable life, and variable annuities. Access Financial Services, Inc. provides discretionary and non-discretionary portfolio management, ERISA plan services, financial planning, and consulting to individuals, high-net-worth clients, trusts, estates, charitable organizations, and retirement plans. The firm employs a top-down, global multi-asset approach combining fundamental and technical analysis, incorporating ETNs and margin accounts in client portfolios, and manages approximately $438 million.
Kathryn N
CFP®, Series 63, Series 66
Minneapolis, MN
Access Financial Services, Inc.
Kathryn Noel is a Certified Financial Planner® with 18 years of experience in the financial services industry. She has worked at Access Financial Services, Inc. since 2002 and also holds a long-term role at Northwestern Mutual Life Insurance Company. Access Financial Services, Inc. provides portfolio management, ERISA plan services, financial planning, and consulting to individuals, high-net-worth clients, trusts, estates, charitable organizations, and retirement plans. The firm employs a top-down, global multi-asset investment approach that combines fundamental and technical analysis and is notable for incorporating ETNs and recommending margin accounts as part of its strategies.
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