Accurate Capital and Wealth LLC

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Client assets under management

$30,192,279

Clients

147

0% high-net-worth

Advisors

of 4 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

Low

Average account size

$205,390

About

Kingsguard Capital primarily serves individual clients with discretionary portfolio management and ongoing investment monitoring, reporting roughly $11.3 million in assets across about 44 client accounts. The firm provides management through model portfolios and periodic reviews, often presenting clients with net-worth statements and risk analyses as part of its ongoing service.

Investment implementation is largely delivered through sub-advisors and third‑party managers — the ADV describes use of platforms and co‑advisor relationships (for example, AE Wealth Management, Change Path, Gradient Investments and Foundations) — with Kingsguard retaining discretionary authority to hire or replace managers. The firm emphasizes asset allocation, periodic rebalancing and manager oversight consistent with a Modern Portfolio/Efficient Market approach, and it discloses that it receives referral or shared advisory fees from some TPM relationships.

Noteworthy distinctions include that the firm’s principals are also licensed insurance agents who offer insurance products for commissions (including through Reliant Retirement Corporation) and spend a substantial portion of their time on that business, a conflict the brochure discloses and says is mitigated by procedures and fiduciary obligations. Kingsguard Capital also holds free educational seminars and workshops for the public and discloses additional economic benefits tied to certain partners (such as production‑based incentives from Gradient), matters it identifies as potential conflicts in its Form ADV.

Client services

Portfolio management Selection of other advisers Educational seminars or workshops Co-advisor

Expertise

Wealth management Tax-loss harvesting ESG / Sustainable investing

Fee options

Percentage

$0+: 1.0% annually - Kingsguard Capital base fee for asset management $0+: 0.60% annually - AE Wealth Management (AEWM) sub-adviser fees (additional to Kingsguard Capital fee) $0+: Up to 1.70% annually - Kingsguard Capital fee for co-advisory services with Change Path, LLC $0+: Platform fee by Change Path, LLC: up to 0.55% for ETF Only Accounts, up to 0.75% for UMA Integrated Accounts, or $6.25 flat monthly fee for non-managed accounts $0+: Gradient Investments, LLC co-advisory fees (examples): Strategic & Tactical Portfolios 1.60% total (0.60% GI + 1.00% Kingsguard), Allocation & Defined Outcome Portfolios 1.60% total, Preservation Portfolios 1.00% total $0+: Gradient Investments, LLC referral fees (examples): Strategic Portfolios 2.00% total (1.00% GI + 1.00% Kingsguard), Tactical Portfolios 1.80% total (0.80% GI + 1.00% Kingsguard), Allocation & Defined Outcome Portfolios 1.70% total, Preservation Portfolios 1.00% total $0+: Foundations Investment Advisors, LLC fees (example portfolios): FIA Intelligent Index Series total 1.50% (0.50% Foundations + 1.00% Kingsguard), FIA Single ETF, Tactical, Core Satellite Series total 1.70% (0.70% Foundations + 1.00% Kingsguard), Frontier and Morningstar Series total 1.85% (0.85% Foundations + 1.00% Kingsguard)

Commissions

Kingsguard Capital sells insurance products for commissions; approximately 80% of advisors' time is spent on this practice.

Other

Account minimum: Account minimums are determined by the Co-Advisors or TPMs Kingsguard Capital refers its Clients to and thus not explicitly stated in the brochure.

Main office location

Accurate Capital and Wealth LLC

4551 Cox Road, Suite 300

Glen Allen VA 23060, United States

Number of offices

Most active in

Florida · Virginia

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website 800-849-1085

Advisors at this firm

John C

Series 65

Glen Allen, VA

Accurate Capital and Wealth LLC

John Cervinka is a financial advisor at Accurate Capital and Wealth LLC in Glen Allen, VA, holding a Series 65 designation. The firm includes two advisors and focuses on supported services. Kingsguard Capital primarily serves individual clients through discretionary portfolio management and ongoing investment monitoring, utilizing model portfolios and third-party managers. The firm emphasizes asset allocation, periodic rebalancing, and manager oversight consistent with a Modern Portfolio/Efficient Market approach.

Wealth management Tax-loss harvesting ESG / Sustainable investing

Jessica C

Series 65

Glen Allen, VA

Accurate Capital and Wealth LLC

Jessica Cervinka is a financial advisor at Accurate Wealth Management, LLC with seven years of industry experience. She holds a Series 65 designation and has worked with Accurate Capital and Wealth LLC and Reliant Retirement Corporation. Outside of her advisory role, she is also involved as an insurance agent with Reliant Retirement Corporation. Accurate Wealth Management serves a diverse client base including individuals, high-net-worth investors, pension plans, charities, and corporations. The firm employs an individualized asset-allocation approach focused on value, safety, quality, and risk control, utilizing a broad range of investment instruments and both in-house and third-party management.

Wealth management Tax-loss harvesting ESG / Sustainable investing

Joseph C

Series 65

Glen Allen, VA

Accurate Capital and Wealth LLC

Joseph Cervinka is a financial advisor at Accurate Capital and Wealth LLC with two years of industry experience. He holds a Series 65 designation and has been involved in insurance sales and services through Reliant Retirement Corporation since 2017. Kingsguard Capital primarily serves individual clients with discretionary portfolio management and ongoing investment monitoring, using model portfolios and third-party managers. The firm emphasizes asset allocation, periodic rebalancing, and manager oversight consistent with a Modern Portfolio/Efficient Market approach.

Wealth management Tax-loss harvesting ESG / Sustainable investing

Jameson F

Series 65

Glen Allen, VA

Accurate Capital and Wealth LLC

Jameson Ford is a financial advisor at Accurate Capital and Wealth LLC based in Glen Allen, VA, holding a Series 65 designation. He has experience in advisory services within a small firm setting of two advisors. Kingsguard Capital primarily serves individual clients through discretionary portfolio management, utilizing sub-advisors and third-party managers to implement investment strategies. The firm focuses on asset allocation, periodic rebalancing, and manager oversight, operating with a Modern Portfolio/Efficient Market approach.

Wealth management Tax-loss harvesting ESG / Sustainable investing

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