Accurate Capital and Wealth LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Accurate Capital and Wealth LLC provides fee-based investment management and financial planning primarily to individual clients and maintains relationships with third-party portfolio managers. In addition to portfolio management, the firm sells insurance products for commissions and conducts public educational seminars and workshops on investment topics.
The firm implements client strategies largely through third-party platforms and co-advisor arrangements, including the Signal Advisors Wealth platform (which uses Orion technology), Change Path, and Gradient Investments, granting limited discretionary authority to implement model allocations and monitor accounts. Client goals and constraints are documented through net worth statements, risk analyses, and periodic account reviews (typically quarterly), and the firm acts as a liaison to TPMs for account setup and ongoing administration.
What is distinctive about the firm is that its principals also operate as licensed insurance agents and are affiliated with an insurance distribution relationship (Reliant Retirement Corporation), with a material portion of their time devoted to insurance activities; the firm therefore receives both commissions on insurance sales and referral/incentive compensation from third-party managers. It also maintains an incentive arrangement with a co-advisor tied to production thresholds and emphasizes educational outreach through no-fee seminars, features that are less common among similar supported firms.
Client services
Expertise
Fee options
$0+: 1.50% annually (Signal Advisors Wealth program - single flat rate, negotiable) $0+: Up to 1.70% annually (ACW advisory fee for Change Path co-advisory services, negotiable) $0+: Up to 2.25% annually (combined ACW plus Change Path fees, negotiable) $0+: Platform fee by Change Path: ETF Only Accounts up to 0.55%, UMA Integrated Accounts up to 0.75%, $6.25 monthly flat fee per non-managed account $0+: Gradient Investments fees vary by portfolio type: 1.65% annually (Custom Indexing - Strategic and Allocation), 1.50% (Strategic, Tactical, Allocation & Defined Outcome, Private Wealth), 1.00% (Preservation) plus a $15 Quarterly Service Fee (technology fee) $0+: Client Directed Accounts with Gradient Investments charged a flat $300 (fee details less clear, no AUM %)
Commission-based compensation is received from selling insurance products by firm's advisors; this is separate from advisory fees.
Fee-only: ACW is a fee-based investment management firm charging advisory fees as described above and does not receive commissions for advisory services. However, firm affiliates do receive commissions from insurance product sales separately.
Main office
4551 Cox Road, Suite 300
Glen Allen VA 23060
Advisors at this office
4
Most active in
Florida · Virginia
Also doing business as
Accurate Capital And Wealth LLC · Kingsguard Capital LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
John C
Series 65
Glen Allen, VA
Accurate Capital and Wealth LLC
John Cervinka is a Series 65-licensed advisor at Accurate Capital and Wealth LLC with 2 years of industry experience. Prior to joining the firm, he was a full-time student for 16 years. Accurate Capital and Wealth LLC provides fee-based investment management and financial planning primarily to individual clients, utilizing third-party portfolio managers and supported platforms. The firm combines investment services with insurance product sales and conducts public educational seminars on investment topics.
Jessica C
Series 65
Glen Allen, VA
Accurate Capital and Wealth LLC
Jessica Cervinka is a financial advisor at Accurate Wealth Management, LLC with seven years of industry experience. She holds a Series 65 designation and has worked with Accurate Capital and Wealth LLC and Reliant Retirement Corporation. Outside of her advisory role, she is also involved as an insurance agent with Reliant Retirement Corporation. Accurate Wealth Management serves a diverse client base including individuals, high-net-worth investors, pension plans, charities, and corporations. The firm employs an individualized asset-allocation approach focused on value, safety, quality, and risk control, utilizing a broad range of investment instruments and both in-house and third-party management.
Joseph C
Series 65
Glen Allen, VA
Accurate Capital and Wealth LLC
Joseph Cervinka is a financial advisor at Accurate Capital and Wealth LLC with two years of industry experience. He holds a Series 65 designation and has been involved in insurance sales and services through Reliant Retirement Corporation since 2017. Kingsguard Capital primarily serves individual clients with discretionary portfolio management and ongoing investment monitoring, using model portfolios and third-party managers. The firm emphasizes asset allocation, periodic rebalancing, and manager oversight consistent with a Modern Portfolio/Efficient Market approach.
Jameson F
Series 65
Glen Allen, VA
Accurate Capital and Wealth LLC
Jameson Ford is a financial advisor with Accurate Capital and Wealth LLC, holding a Series 65 credential and beginning his industry career in 2023. He has experience working with Reliant Retirement Corporation alongside his role at Accurate Capital and Wealth. Accurate Capital and Wealth LLC provides fee-based investment management and financial planning primarily to individual clients, utilizing third-party portfolio managers and co-advisor platforms. The firm also sells insurance products on a commission basis and conducts public educational seminars on investment topics.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")