ACS Tax & Financial Advisors PC

ACS Tax & Financial Advisors, P.C. is a state-registered independent investment adviser founded in 2026 that provides comprehensive financial planning, discretionary investment management, retirement planning, tax planning, and related financial consulting to individuals, families, professionals, retirees, business owners, and trusts. The firm also offers tax preparation and tax consulting services under separate engagement agreements.

The firm’s approach centers on integrating tax planning with financial planning and investment management, favoring a long-term, passive philosophy that emphasizes diversification, asset allocation, cost and tax efficiency, and portfolios primarily composed of mutual funds and ETFs. Clients can engage for Comprehensive Advisory services (ongoing investment management together with financial and tax-planning support) or for Investment‑Only discretionary management; the firm uses a discovery process and may document an Investment Policy Statement to guide ongoing management.

What is noteworthy is the firm’s accounting firm/CPA structure: the owner operates the advisory business alongside tax-preparation and accounting services and also performs contract tax work for another CPA firm, arrangements the brochure notes can create potential conflicts that the firm intends to manage through policies and disclosures. The brochure also reports the firm had no regulatory assets under management at the time of filing and discloses separate fee schedules (fixed planning fees and distinct asset-based rates for comprehensive versus investment-only services), which may be relevant for prospective clients.