ACT 2 Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Act 2 Planning LLC provides fee‑only, project‑based financial planning and consulting to a broad mix of clients, including individuals as well as institutional entities such as pooled investment vehicles, pension and profit‑sharing plans, and investment companies. Engagements are limited‑scope, one‑time projects that can address retirement planning and distribution strategies, tax and estate planning, business planning, cash‑flow and debt management, insurance review, and investment analysis.
The firm does not offer ongoing discretionary investment management or custody services; instead it delivers written financial plans and implementation recommendations and charges fixed fees rather than the percentage‑of‑assets model common among investment managers. Investment guidance is built around asset allocation and modern portfolio theory, typically favoring passive/index funds and ETFs, with cyclical analysis used as an adjunct; clients are expected to implement recommendations through their chosen custodians.
Noteworthy for a firm in the investment‑manager category, Act 2 Planning both lacks AUM‑based fees and does not manage or hold client assets, a structure that diverges from the norm for similarly categorized firms. The practice is newly established and led by a CFP‑certified principal with long prior advanced‑planning experience at a large financial services firm, which corresponds with its emphasis on advisory planning work for both individual and institutional clients rather than traditional discretionary asset management.
Client services
Financial planning
Expertise
Business ownership considerations
Business exit / sale strategy
Cash flow / budgeting
College savings (529s, UTMA, etc.)
General estate planning guidance
Fee options
Fixed fee for financial planning services ranging from $100 to $500
Minimum fee: Fixed fee range from $100 to $500 depending on client needs and complexity Fee-only: Fee-only firm; compensation solely from clients for financial planning services
Main office location
ACT 2 Planning
Winchester MA, United States
Number of offices
1
Most active in
ACT 2 Planning has reported serving >5 clients in these states in the last 12 months.
Florida · Massachusetts
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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