ACT 2 Planning
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About
Act 2 Planning LLC provides fee‑only, project‑based financial planning and consulting to a broad mix of clients, including individuals as well as institutional entities such as pooled investment vehicles, pension and profit‑sharing plans, and investment companies. Engagements are limited‑scope, one‑time projects that can address retirement planning and distribution strategies, tax and estate planning, business planning, cash‑flow and debt management, insurance review, and investment analysis.
The firm does not offer ongoing discretionary investment management or custody services; instead it delivers written financial plans and implementation recommendations and charges fixed fees rather than the percentage‑of‑assets model common among investment managers. Investment guidance is built around asset allocation and modern portfolio theory, typically favoring passive/index funds and ETFs, with cyclical analysis used as an adjunct; clients are expected to implement recommendations through their chosen custodians.
Noteworthy for a firm in the investment‑manager category, Act 2 Planning both lacks AUM‑based fees and does not manage or hold client assets, a structure that diverges from the norm for similarly categorized firms. The practice is newly established and led by a CFP‑certified principal with long prior advanced‑planning experience at a large financial services firm, which corresponds with its emphasis on advisory planning work for both individual and institutional clients rather than traditional discretionary asset management.
Client services
Expertise
Fee options
Fixed fee for financial planning services ranging from $100 to $500
Minimum fee: Fixed fee range from $100 to $500 depending on client needs and complexity Fee-only: Fee-only firm; compensation solely from clients for financial planning services
Main office
Winchester MA
Advisors at this office
1
Most active in
Florida · Massachusetts
Also doing business as
Act 2 Planning · Act 2 Planning LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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