Actify Investor Retirements, LLC

Actify Investor Retirements, LLC advises retirement plan sponsors and individual IRA/SIMPLE IRA participants, primarily through payroll-deduction IRA arrangements and plan menu services. The firm provides investment advisory services, model-based portfolio management, and financial planning support for plan fiduciaries and individual participants.

Actify operates largely on a non-discretionary basis — most assets are managed with participant or sponsor direction, while limited discretionary authority exists for specific plan services. Its recommendations emphasize fundamental analysis implemented through five risk-based model portfolios determined by participant risk assessments, and the firm provides formal education to trustees, staff, and plan participants with most participant communications handled digitally.

Actify is wholly owned by Adaptable Systems Corporation and is affiliated with an insurance affiliate, a relationship the firm discloses as a potential conflict of interest; it also relies on integrated payroll, recordkeeping, and custody platforms and may receive revenue-share arrangements from some providers. The combination of a payroll-IRA delivery model, routine participant education, an insurance affiliation, and omnibus/recordkeeping arrangements — together with a client base that does not emphasize high-net-worth individuals — distinguishes Actify from many similarly sized advisors.