West Columbia, SC Office

Adapt Wealth Advisors is a registered investment adviser that serves individuals — including high net worth clients — as well as entities such as family offices, trusts, estates, private foundations and qualified retirement plans. The firm provides personalized financial planning, discretionary and non-discretionary investment management, consulting, and retirement-plan advisory services.

The firm’s process begins with a highly customized financial planning intake to establish goals, risk profile and tax and liquidity considerations, and it generally applies fundamental analysis and a long-term investment orientation while allowing shorter‑term trading when warranted. Portfolios commonly employ mutual funds and ETFs but may also include individual equities, corporate bonds, REITs, structured notes, private funds/alternative investments and closed‑end funds, and AWA may recommend External Managers to manage portions of client assets.

Distinctive disclosures in the brochure include an affiliated, non‑clearing/non‑carrying broker‑dealer that may act as a placement agent for private securities offered to a limited pool of accredited or qualified clients; the firm says such arrangements would be disclosed in writing to affected clients, require client consent, and the private offerings would not be charged AWA management fees. The brochure also notes that certain representatives are licensed insurance agents who may earn commissions and that the firm received quantified business‑support payments from its primary custodian during its launch (including up to $215,000 in support and up to $125,000 in custodial fee reimbursements), with the firm describing disclosure and other measures to address these conflicts.