Adaptation Financial Advisors Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Adaptation Financial provides discretionary and non‑discretionary portfolio and wealth management, financial planning, retirement plan consulting, and related advisory services to individuals, families, high‑net‑worth clients, trusts, and employee benefit plans. The firm delivers tailored management across account types, including 529 plans and variable annuity subaccounts, and may engage third‑party managers or platform solutions to implement client strategies.
The firm’s process begins with a holistic assessment of each client’s financial situation and ongoing monitoring to align portfolios with stated objectives and risk tolerance, using a mix of long‑ and short‑term strategies and analytical methods (fundamental, technical, charting, cyclical). Adaptation Financial may recommend non‑standard investments—such as structured notes and defined‑outcome ETFs—and uses Cambridge’s WealthPort offerings (CAAP and UMA) as part of its implementation toolkit when appropriate.
Noteworthy features that distinguish the firm from many peers include serving as a sponsor of a wrap‑fee program, hosting investment‑related seminars and workshops for clients and the public, and having insurance‑industry affiliations (advisory representatives’ participation in an affiliated insurance agency and insurance licensing). The brochure also discloses relationships with Cambridge entities—including dual registrations for some representatives and forgivable loans to the parent company—which the firm identifies as potential conflicts of interest to be managed.
Client services
Expertise
Occupation focus
Fee options
Financial planning fixed fees ranging from $500 to $25,000
$0 - $500,000: 1.75% $500,001 - $750,000: 1.50% $750,001 - $1,000,000: 1.25% $1,000,001 - $2,000,000: 1.00% $2,000,001 - $3,000,000: 0.85% $3,000,001 - $4,000,000: 0.60% $4,000,001+: Negotiable
Advisory Representatives may receive commissions for insurance products and securities sold through broker-dealer activities
Hourly fees ranging from $75 to $500 per hour for financial planning and consulting; $350 per hour for retirement plan consulting
Account minimum: $40,000 for non-wrap advisory services; $500,000 for wrap program advisory services Fee-only: Fixed fees for financial planning ranging from $500 to $25,000; hourly fees from $75 to $500 per hour; retirement plan consulting at $350 per hour; seminar fees $0 to $250 per session
Main office
See office700 Cedar Lake Blvd
Oklahoma City OK 73114
Advisors at this office
3
Offices (2)
Most active in
Florida · Iowa · Louisiana · Nebraska · Ohio · Oklahoma · South Carolina · Texas
Also doing business as
Adaptation Financial · Adaptation Financial Advisors Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Johnny B
Series 66
Westerville, OH
Adaptation Financial Advisors Inc.
Johnny Berry is a financial advisor with Adaptation Financial Advisors Inc. in Westerville, OH, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Morgan Stanley, Bank of America, Merrill, and Cambridge Investment Research. Outside his advisory role, Berry is the sole member of 5 Star Capital LLC. Adaptation Financial Advisors provides discretionary and non-discretionary portfolio and wealth management, financial planning, and retirement plan consulting services to individuals, families, high-net-worth clients, trusts, and employee benefit plans. The firm utilizes a variety of investment strategies and tools, including third-party managers and non-standard investments, and conducts seminars and workshops for clients and the public.
Ashton N
Series 66
Oklahoma City, OK
Adaptation Financial Advisors Inc.
Ashton Niemann is a financial advisor with Adaptation Financial Advisors Inc. in Oklahoma City, holding a Series 66 designation and three years of industry experience. His prior roles include positions at MDK Financial Group Inc. and Cambridge Investment Research, Inc. He is also an independent insurance agent for various companies. Adaptation Financial Advisors provides portfolio and wealth management, financial planning, and retirement plan consulting services to individuals, families, high-net-worth clients, trusts, and employee benefit plans, utilizing a holistic assessment process and a range of investment strategies and tools.
Alan N
ChFC®, Series 63, Series 65
Oklahoma City, OK
Adaptation Financial Advisors Inc.
Alan Niemann is a ChFC® with 42 years of industry experience, currently serving at Adaptation Financial Advisors Inc. since 2020. His previous roles include positions at Cambridge Investment Research Advisors, Royal Alliance Associates, and Signator Investors. Outside of financial advising, he is involved in agricultural ventures such as horse and cattle breeding, and he holds leadership roles in several family and commercial business entities. Adaptation Financial Advisors provides portfolio and wealth management, financial planning, and retirement plan consulting to individuals, families, high-net-worth clients, trusts, and employee benefit plans. The firm uses a comprehensive approach with various investment strategies and offers tailored management across multiple account types, incorporating third-party managers and proprietary platforms when appropriate.
Shanon M
Series 63, Series 65
Oklahoma City, OK
Adaptation Financial Advisors Inc.
Shanon Mc Cune is a financial advisor at Adaptation Financial Advisors Inc. with four years of industry experience. Mc Cune holds Series 63 and Series 65 designations and has worked with Cambridge Investment Research since 2020. Outside of advisory work, Mc Cune is also a commissioned notary. Adaptation Financial Advisors provides portfolio and wealth management, financial planning, and retirement plan consulting services to individuals, families, high-net-worth clients, trusts, and employee benefit plans. The firm uses a holistic financial assessment process and a range of investment strategies, including non-standard investments and third-party manager solutions, to tailor its services.
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