Adaptive Financial Consulting, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$279,966,140
Clients
176
Advisors
6
across 3 offices
About
Adaptive Financial Consulting, LLC is a six-advisor team that manages roughly $547 million for individuals, high-net-worth clients, pension and profit-sharing plans, and business entities. The firm offers discretionary and non-discretionary investment management, financial planning and consulting, pension/401(k) plan consulting, and educational seminars for small business owners.
As a fiduciary for retirement accounts, Adaptive customizes portfolios to clients’ goals and risk tolerance and uses a mix of mutual funds, ETFs, individual equities and fixed income, and may employ margin and options strategies when appropriate. The firm applies multiple analytic approaches — including fundamental, quantitative, technical and modern portfolio theory — provides financial planning often alongside investment management, and reviews ongoing accounts at least annually.
Adaptive’s brochure highlights a couple of features that are less common among similar teams: it conducts no-charge educational seminars focused on entity structure, tax implications and sale-of-business planning for small business owners, and multiple advisors are independently licensed insurance agents who may offer commissionable insurance products (a relationship the firm discloses as a potential conflict of interest). The firm also reports a relatively small client count (176) for its asset level, implying higher assets managed per client compared with many peers.
Client services
Expertise
Occupation focus
Fee options
Financial planning fixed fees negotiated between $1,000 and $100,000
$0 - $2,000,000: 1.00% $2,000,001 - $3,500,000: 0.90% $3,500,001 - $5,000,000: 0.80% $5,000,001 - $10,000,000: 0.70% $10,000,001 - $20,000,000: 0.60% $20,000,001 - And Up: 0.50%
Main office
See office3401 Enterprise Parkway, Suite 340
Beachwood OH 44122
Advisors at this office
4
Offices (3)
Most active in
Alabama · Arizona · California · Kentucky · Louisiana · Massachusetts · Missouri · Ohio · Oklahoma · Pennsylvania · South Carolina · Texas · Utah
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Rachelle K
CFP®, Series 63, Series 66
Beachwood, OH
Adaptive Financial Consulting, LLC
Rachelle Kovacs is a CFP®-certified financial advisor with 25 years of industry experience. She is currently with Adaptive Financial Consulting, LLC, where she has worked since 2018. Kovacs previously held roles at Stratos Wealth Partners and LPL Financial. Adaptive Financial Consulting provides portfolio management, financial planning, and consulting services to individuals, high-net-worth clients, pension plans, and businesses. The firm customizes portfolios based on client objectives and employs multiple analytical approaches, coordinating with clients’ tax and estate professionals when appropriate.
Jonathan G
CFA®, Series 65
San Diego, CA
Adaptive Financial Consulting, LLC
Jonathan Grundman is a CFA® charterholder and holds a Series 65 license with 11 years of industry experience. He has worked at Adaptive Financial Consulting, LLC since 2017 and concurrently at Stratos since 2015. Prior to that, he was with Ibis Capital from 2012 to 2017. Adaptive Financial Consulting, LLC is a six-advisor team managing approximately $547 million for individuals, high-net-worth clients, pension and profit-sharing plans, and business entities. The firm provides investment management, financial planning, pension/401(k) consulting, and educational seminars for small business owners, employing a range of analytic methods and tailoring portfolios to client goals and risk tolerance.
Luke P
ChFC®
Mount Pleasant, SC
Adaptive Financial Consulting, LLC
Luke Parton is a ChFC® credentialed financial advisor at Adaptive Financial Consulting, LLC with 13 years of industry experience. He has been with Adaptive Financial Consulting since 2016 and is also an independent licensed insurance agent. Adaptive Financial Consulting, LLC is a six-advisor team based in Mount Pleasant, SC, managing approximately $547 million for individuals, high-net-worth clients, pension and profit-sharing plans, and business entities. The firm offers discretionary and non-discretionary investment management, financial planning, pension consulting, and educational seminars for small business owners, employing a range of analytic approaches and customized portfolio strategies.
Michael K
Series 63, Series 65
Beachwood, OH
Adaptive Financial Consulting, LLC
Michael Krueger is a financial advisor with Adaptive Financial Consulting, LLC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked with firms including Stratos Wealth Advisors and Nationwide Financial. Outside of advising, he is a consultant and partial owner of Power People Fitness, a fitness equipment and gear sales business serving primarily businesses. Adaptive Financial Consulting, LLC is a six-advisor team managing approximately $547 million for individuals, high-net-worth clients, and business entities. The firm offers investment management, financial planning, pension plan consulting, and educational seminars, employing a range of analytic approaches and customized portfolio solutions.
Jeremy T
CFP®, Series 66
Beachwood, OH
Adaptive Financial Consulting, LLC
Jeremy Thompson is a Certified Financial Planner™ and holds a Series 66 license with 23 years of industry experience. He has been with Adaptive Financial Consulting, LLC since 2017 and previously worked at Stratos Wealth Partners, LTD. from 2012 to 2017. Thompson is also a licensed insurance agent. Adaptive Financial Consulting, LLC is a team of six advisors serving individuals, high-net-worth clients, pension and profit-sharing plans, and businesses. The firm offers customized portfolio management and financial planning services, employing a blend of fundamental, quantitative, technical, and modern portfolio theory analyses.
Tobias Y
Series 65
Beachwood, OH
Adaptive Financial Consulting, LLC
Tobias Yearms is a financial advisor at Adaptive Financial Consulting, LLC with 10 years of industry experience. He holds a Series 65 designation and previously worked at Stratos Wealth Partners. Tobias is also a licensed insurance agent and occasionally offers commissionable insurance products to clients. Adaptive Financial Consulting provides portfolio management, financial planning, pension consulting, and standalone consulting services to individuals, high-net-worth clients, and businesses. The firm customizes portfolios based on client objectives and risk tolerance, using a combination of fundamental, quantitative, technical, and modern portfolio theory analyses.
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