Adelmann Financial, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$105,252,403
Clients
126
Advisors
2
of 3 employees
About
The firm provides continuous investment supervisory services and ongoing financial planning to individuals, trusts, and employer-sponsored retirement plans. It manages portfolios primarily with exchange-traded funds and no‑load or load‑waived mutual funds, and also offers retirement-plan consulting where it serves as an ERISA 3(21) advisor to plan trustees and participants.
Investment decisions are guided by Modern Portfolio Theory with a mix of passive and active management, an emphasis on asset allocation over security selection, and limited use of individual equities. The firm stresses a long-term orientation and addresses investor behavior through regular reviews and preparatory exercises described in the brochure as “life boat drills” to help clients withstand market volatility.
Distinctive elements for a firm of this size include a small advisory team made up of CFP professionals and a defined role providing non‑discretionary plan oversight and participant education for employer plans. The firm also does not aggregate trades for client accounts and generally includes ongoing financial planning for managed‑account clients at no additional advisory fee, features that can affect trading costs and service scope relative to many peers.
Client services
Expertise
Fee options
Flat fee from $0 to $3,500 for financial planning services for clients without managed accounts.
Under $250,000 - $249,999: 1.5% annually $250,000 - $1,499,999: 1.0% annually $1,500,000 - $2,999,999: 0.7% annually $3,000,000 - $4,499,999: 0.65% annually $4,500,000 - $6,999,999: 0.55% annually $7,000,000+: 0.50% annually
Account minimum: $100,000 Fee-only: Flat rate fee for financial planning services from $0 to $3,500 in advance for non-managed clients; ongoing financial planning fees $500 to $1,000 per quarter.
Main office
1295 Kelly Johnson Blvd, Suite 200
Colorado Springs CO 80920
Advisors at this office
2
Most active in
Colorado · Texas
Also doing business as
Adelmann Financial, Inc. · Asset Management And Timing Service, Inc. · Russell B. Adelmann
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
William A
CFP®
Colorado Springs, CO
Adelmann Financial, Inc.
William Adelmann is a CFP® professional with one year of industry experience, currently serving at Adelmann Financial, Inc. He has held roles at Adelmann Financial since 2021 and previously worked at Christian Care Ministry and American Burglary Protection. Adelmann Financial, Inc. provides continuous investment supervisory services and financial planning to individuals, trusts, and employer-sponsored retirement plans. The firm employs a Modern Portfolio Theory-guided approach with a focus on asset allocation, using primarily exchange-traded funds and no-load or load-waived mutual funds, and offers retirement-plan consulting services as an ERISA 3(21) advisor.
Russell A
CFP®, Series 63
Colorado Springs, CO
Adelmann Financial, Inc.
Russell Adelmann is a CFP® professional with 27 years of experience in financial advising. He has been with Adelmann Financial, Inc. since 1994 and holds a Series 63 designation. The firm provides continuous investment supervisory services and ongoing financial planning to individuals, trusts, and employer-sponsored retirement plans. It manages portfolios primarily with exchange-traded funds and no-load or load-waived mutual funds, using an approach guided by Modern Portfolio Theory that combines passive and active management with an emphasis on asset allocation over security selection.
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