ADV Investment Management

ADV Investment Management manages roughly $25 million for a small group of individual, family, small business, and trust clients, offering ongoing investment management, discrete investment advisement reviews, and focused or comprehensive financial planning, including retirement plan rollover guidance. Client relationships vary in scope and duration and may be billed on an asset-based basis or as hourly/negotiated engagement fees for advisement and planning.

The firm builds customized portfolios using fundamental analysis and an asset-allocation approach with periodic rebalancing, primarily employing mutual funds and ETFs and using individual stocks only selectively. ADV typically prefers non-discretionary engagements that require client approval before trades, while also accepting discretionary authority for some accounts, and provides regular (generally quarterly) reporting and review.

Distinctive features include a strict fee-only model with no commissions, no soft-dollar arrangements, and an explicit policy that each portfolio is constructed for a particular client rather than drawn from model portfolios. The firm’s principal holds CFP and NAPFA credentials and a doctoral background in psychology, and the practice combines a very small client roster with relatively high assets per client, plus flexibility to provide one-off advisement or hourly planning on request.