Advanced Investments

Advanced Investments serves individual clients (including high-net-worth individuals), small businesses and retirement plans by providing fee-based financial planning and discretionary portfolio management, along with education planning and advice on income and estate tax matters. The firm also offers insurance products, real estate sales and mortgage services and discloses that it conducts some commission-based transactions for clients.

The firm tailors investment advice through client questionnaires, meetings and ongoing communication, using both fundamental and technical analysis and strategies such as buy-and-hold and dollar-cost averaging, with a general preference for mutual funds and ETFs. Accounts are reviewed at least quarterly (with mid-quarter checks and additional reviews after significant market events) and clients have access to third-party aggregation and reporting tools for performance monitoring.

What is distinctive is that firm personnel hold licenses to sell insurance, act as real estate brokers and originate mortgages, and the brochure explicitly notes these activities can generate commissions that are disclosed as potential conflicts of interest. The firm also custodians certain alternative assets directly with providers, accepts some clients on a commission-only basis in addition to AUM relationships, and states it avoids soft-dollar arrangements.