Advantage Financial Consultants
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides investment advisory and financial planning services to individuals, family trusts and individual retirement accounts. It also offers consulting on retirement plan matters, estate planning, charitable giving and tax-related matters, including tax preparation services upon request.
The firm's investment process is built around asset allocation and principles of modern portfolio theory, with quarterly portfolio reviews and recommendations that commonly include no‑load mutual funds and individual stocks. Implementation can be either discretionary or non‑discretionary; non‑discretionary clients must provide written authorization before trades are executed.
The brochure highlights a move toward predominantly non‑discretionary management: as of December 31, 2025 the firm reported 18 non‑discretionary accounts totaling $3,825,398 and two discretionary accounts totaling $1,391,867, and it states at publication that all managed accounts were being handled on a non‑discretionary basis. The owner’s additional activities — preparing tax returns and serving as a part‑time university instructor — and the firm’s practice of not taking custody or voting client securities are further distinguishing features.
Client services
Expertise
Fee options
$0 - $1,000,000: 1.0% Over $1,000,000 - $5,000,000: 0.8% Over $5,000,000 - $10,000,000: 0.6% Over $10,000,000+: 0.4%
$125 per hour for financial planning and other consulting services
Minimum fee: $250 per year or 1.5% of account value, whichever is less Fee-only: Financial planning and consulting services at $125 per hour with $250 minimum for financial planning
Main office
Camarillo CA
Advisors at this office
1
Most active in
California
Also doing business as
Advantage Financial Consultants · Kuns, Timothy Neil
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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