Adviser Financial Group, Inc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Adviser Financial Group, Inc provides fee-only financial planning and investment advice primarily to individual clients, covering services such as cash flow and retirement planning, tax and estate review, and investment recommendations. The firm operates as a solo practitioner and is not accepting new clients, although it will provide limited, time‑bound assistance to beneficiaries of deceased clients.
The firm’s investment approach centers on strategic asset allocation and a “buy & hold” philosophy tailored to each client’s risk tolerance and liquidity needs, with reviews generally conducted at least annually. Adviser Financial Group does not provide continuous discretionary portfolio management; trades are implemented only with client approval and, when authorized, under a limited power of attorney, and engagements may be billed by retainer (including asset‑based retainers), hourly rates, or fixed fees depending on the arrangement.
Noteworthy operational features include managing roughly $168 million for about 100 clients as a single‑advisor firm, a documented continuity plan that includes a tested “nuclear report package” for adviser health crises, and amended client agreements addressing fee refunds in extreme health events (clients are informed that continued prepayment constitutes acceptance). The adviser holds the CFP® designation, the firm accepts no commissions or product sales, and it is deemed to have custody only through client fee‑deduction and standing authorization practices with specified safeguards.
Client services
Expertise
Fee options
Financial plans charged a flat fee between $750 and $3,000, negotiable
Annual Fee = $500 + 0.25% (.0025) of total investments
Hourly planning services normally between $175 and $200 per hour, negotiable
Account minimum: $100,000 Minimum fee: Minimum annual fee of $750, negotiable Fee-only: Fee-only financial planning and investment advisory services, no commissions accepted
Main office
Rochester MN
Advisors at this office
1
Most active in
Minnesota
Also doing business as
2700 North Broadway, Rochester, Mn 55906 · Adviser Financial Group, Inc · Retirement Investigator
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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