Advisors Wealth Management, Inc.

Advisors Wealth Management, Inc. is a small, independent registered investment adviser managing roughly $12.9 million for about 16 clients and serves individuals, high-net-worth individuals, and pension and profit-sharing plans. The firm offers discretionary asset management, financial planning, and ERISA plan services (typically as a limited-scope 3(21) fiduciary), and provides advice across mutual funds, ETFs (including precious-metal and real-estate sector ETFs), equities, REITs and private placements; its principal also provides insurance and tax-related services through separate business activities.

The firm’s investment approach draws on fundamental, technical, cyclical analysis and modern portfolio theory, using long-, medium- and short-term trading with limited use of margin and options, and implements client strategies through individualized Investment Policy Statements with regular monitoring and quarterly reviews. For retirement-plan clients it provides pension consulting-type services such as IPS development, monitoring of investment options, participant education and assistance in selecting qualified default investment alternatives, typically on a non-discretionary advisory basis.

What is noteworthy about the firm relative to peers is the breadth of affiliated professional activities disclosed in the brochure: the adviser maintains licensed roles in real estate brokerage, accounting/enrolled-agent tax services, and insurance sales, and also serves as a managing member of an unrelated restaurant business (about 20% of time), with conflicts and client choice provisions disclosed. The combination of those outside affiliations together with direct work for institutional retirement plans and formal pension-consulting tasks is uncommon for a solo independent adviser.