Advosion
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Advosion provides personalized financial planning and discretionary portfolio management for individuals, families and their closely-held businesses or trusts. The firm offers Life-Centric Planning to address major transitions and employer-sponsored benefits, and Real-Life Investing to oversee ongoing investment strategies and retirement-account rollovers.
The advisory process begins with an in-depth discovery to align investments with clients’ priorities, emphasizing downside protection, tax awareness and global diversification rather than benchmark-relative performance. Advosion operates with an open-architecture approach that typically uses institutional mutual funds and ETFs but may also employ short exposures, futures, options and stop-loss measures on legacy positions to manage downside risk.
What distinguishes the firm from many peers is its routine work with closely-held businesses and trusts — an uncommon client type for independent advisors — combined with a small, highly focused client base (about 16 clients and roughly $32 million in AUM). The firm relies on institutional custody and reporting arrangements and documents fiduciary responsibilities for retirement advice, while clients retain proxy-voting authority and control over corporate governance decisions.
Client services
Expertise
Fee options
$0 - $1,000,000: 1.00% annually (0.250% per calendar quarter) $1,000,000 - $2,000,000: 0.80% annually (0.200% per calendar quarter) $2,000,000 - $5,000,000: 0.70% annually (0.175% per calendar quarter) $5,000,000 - $10,000,000: 0.50% annually (0.125% per calendar quarter) $10,000,000+: 0.30% annually (0.075% per calendar quarter) $0 - $50,000: 0.20% annually (0.050% per calendar quarter) - Cash Management Accounts $50,000+: 0.10% annually (0.025% per calendar quarter) - Cash Management Accounts
Minimum fee: Life-Centric Planning fees typically range from a minimum of $250 per month for at least 12 months, or $500 per month for at least 6 months Fee-only: Fees are paid monthly in advance for Life-Centric Planning; Real-Life Investing fees are discretionary and debited quarterly in advance from client accounts.
Main office
Ada MI
Advisors at this office
1
Most active in
Michigan
Also doing business as
Advosion · Summit Investment Guidance Partners · Summit Investment Guidance Partners LLC · Summit Investment Guidance Partners, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)