A complete list of active advisors currently associated with Affirmative Financial Services

Warmer can help you find a great advisor at Affirmative Financial Services or one who fits your needs even better.

The firm advises individuals and families, trusts, ERISA retirement plans, and closely held businesses, primarily by helping clients select outside investment managers and coordinating portfolio management services provided by those third-party managers. It is a state-registered investment adviser overseeing roughly $1.6 million in client assets and operating with a very small client base. The firm’s model is solicitation-based: it recommends SEC-registered investment managers, relies on those managers’ discretionary authority and custody arrangements, and uses client risk‑profile questionnaires to select and approve portfolios, with quarterly reviews and rebalancing as needed. Recommended managers commonly employ mutual funds and ETFs across strategies such as government bonds, broad equity exposures, high-yield bonds and cash-equivalent strategies. A distinctive aspect of the business is that the principal is also a licensed insurance producer for life, health, disability, Medicare and long-term care products and devotes a substantial portion of time to insurance sales; insurance recommendations generate commission income and are disclosed as a potential conflict of interest. The firm does not take custody or exercise investment discretion itself, instead acting as a solicitor whose advisory relationship and billing are routed through the selected investment managers.

To learn more about the advisors currently working at Affirmative Financial Services, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.