A
Affordable Life Plans, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$3,238
Clients
0
Advisors
1
of 5 employees
Firm type
Supported
1-4 advisors or >$200M in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Affordable Life Plans, LLC provides financial planning and Life Plan services primarily to individual clients, with a particular focus on student loan consolidation and loan forgiveness alongside retirement, cash-flow, and college planning. The firm offers bundled planning packages that include ongoing advice and quarterly portfolio updates, and it does not custody client assets or execute client trades.
Investment recommendations are built around Modern Portfolio Theory, typically implemented with diversified mutual-fund allocations and quarterly rebalancing; the firm uses third‑party tools such as eMoney and Morningstar to construct and deliver plans. Affordable Life Plans operates on a non‑discretionary basis—clients retain authority to implement recommendations—and it recommends custodians (e.g., TD, Fidelity) for account implementation rather than executing trades itself.
Noteworthy distinctions include the firm’s non‑discretionary asset profile (the brochure reports $3,237.68 in non‑discretionary AUM and no discretionary AUM) and its use of fixed, bundled planning fees instead of a percentage‑of‑AUM fee model common among investment managers. The firm is small and owner‑managed and combines advisory work with related outside activities (an insurance agency and debt‑management entities), while serving predominantly non‑high‑net‑worth individuals with student‑loan needs—an atypical client focus for a firm in this category.
Client services
Financial planning
Portfolio management
Expertise
Student loan debt
Cash flow / budgeting
General retirement planning
Fee options
Ongoing monthly fee of $39.95 starting from months 2 to 6 depending on initial payment option selected
Fee-only: Full Life Plans pricing options: (a) $499 Month 1, then $39.95 ongoing starting month 2; (b) $298.50 Month 1 and Month 2, then $39.95 ongoing starting month 3; (c) $199 Month 1/2/3, then ongoing $39.95 starting month 4; (d) $99 Month 1/2/3/4/5, then ongoing $39.95 starting month 6
Main office location
Affordable Life Plans, LLC
6136 Frisco Square Blvd, Suite 400
Frisco TX 75034, United States
Number of offices
1
Most active in
Affordable Life Plans, LLC has reported serving >5 clients in these states in the last 12 months.
Florida · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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