AFG Fiduciary Services
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
AFG Fiduciary Services provides discretionary wealth management, comprehensive financial planning, and retirement-plan advisory services to individuals, high‑net‑worth clients, families, trusts, businesses, and retirement plans. The firm acts as a fiduciary and offers ERISA-related services including investment oversight and discretionary management for plan sponsors.
AFG’s investment process is primarily long‑term and fundamental‑analysis driven, with customized portfolios built from mutual funds, ETFs, individual equity and fixed‑income securities and tailored tax considerations. For certain clients the firm may employ short‑term margin borrowings, leveraged or inverse ETFs, options and other derivatives in separately managed accounts—strategies the brochure indicates are permitted but are uncommon among similar supported firms.
AFG is a small, three‑advisor team managing about $166 million and sponsors an AFG Wrap Fee Program that bundles transaction, custody, and administrative costs into a single asset‑based fee, an arrangement relatively rare among peers. The firm discloses an institutional custodial relationship that provides technology and research benefits and notes advisory‑person affiliations with a broker‑dealer and insurance licensing, which it identifies as potential conflicts of interest.
Client services
Expertise
Occupation focus
Fee options
Fixed fees for financial planning engagements, negotiated based on expected hours.
0.50% to 1.50% annually (based on assets, scope, complexity, and relationship)
Certain advisory persons are registered representatives and may receive commissions for securities or insurance sales separately from advisory fees.
Up to $300 per hour for certain financial planning engagements.
Fee-only: Wealth management fees based on assets under management; financial planning fees charged hourly (up to $300/hour) or fixed fee negotiated per engagement; retirement plan advisory fees up to 1.00% annually based on plan assets.
Main office
2 Essington Drive
Hingham MA 02043
Advisors at this office
3
Most active in
Florida · Maine · Massachusetts · New Hampshire · Texas
Also doing business as
Afg Fiduciary Services · Afg Fiduciary Services Limited Partnership
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Joseph M
CFP®, Series 63
Hingham, MA
AFG Fiduciary Services
Joseph McCarthy is a CFP® with 43 years of industry experience, currently serving as an advisor at AFG Fiduciary Services. He has worked at Purshe Kaplan Sterling Investments, Inc. and Wells Fargo Advisors Financial Network, LLC. In addition to his advisory role, he is involved in selling fixed income annuities and insurance. AFG Fiduciary Services provides discretionary portfolio management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, families, trusts, businesses, and retirement plans. The firm employs a primarily long-term, fundamental-analysis investment approach and offers tailored, holistic engagement solutions.
Susan S
Series 63, Series 65
Hingham, MA
AFG Fiduciary Services
Susan Skahan is an Investment Advisor Representative with AFG Fiduciary Services, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has worked at Purshe Kaplan Sterling Investments, Inc. since 2021 and was previously with Wells Fargo Advisors Financial Network from 2015 to 2021. AFG Fiduciary Services provides discretionary portfolio management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, families, trusts, businesses, and retirement plans. The firm employs a primarily long-term, fundamental-analysis approach to portfolio construction while maintaining flexibility for shorter-term adjustments and leverages various investment tools as appropriate.
Brian K
Series 63, Series 65
Hingham, MA
AFG Fiduciary Services
Brian Kenney is an investment advisor with AFG Fiduciary Services, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. His prior roles include positions at Purshe Kaplan Sterling Investments, Wells Fargo Advisors, and Alignment Financial Group. Kenney is also a licensed independent insurance agent providing fixed and indexed annuity solutions. AFG Fiduciary Services offers discretionary wealth management, comprehensive financial planning, and retirement-plan advisory services to individuals, families, trusts, businesses, and retirement plans. The firm uses a primarily long-term, fundamental analysis approach to build customized portfolios and also provides ERISA-related services and investment oversight for plan sponsors.
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