A
AFL Advisory Group LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$31,335,322
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
64
14% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
64
Very HighAverage account size
$489,614
About
AFL Advisory Group LLC provides discretionary portfolio management to individuals, high‑net‑worth clients, pension and profit‑sharing plans, and charitable organizations, preparing an Investment Policy Statement for each account. Services emphasize asset allocation, security selection, and ongoing monitoring across mutual funds, ETFs (including precious metal ETFs), equities, fixed income, and real estate funds such as REITs.
The firm combines fundamental and cyclical analysis with modern portfolio theory and implements long‑term trading alongside tactical and strategic allocation with quarterly rebalancing to maintain client risk objectives. AFL generally manages client assets in‑house under discretionary authority and does not use third‑party sub‑advisers.
Noteworthy features relative to peers include its work with institutional‑type clients (pension plans) and charitable organizations, which is less common among independent advisers, and its practice of requiring clients to use a specific broker‑dealer—recommending Folio Investing—which affects custody and execution arrangements. The firm documents conflicts through a formal code of ethics, accepts limited custody for fee deduction, and its principal has published investment guidance and is regularly cited in financial media, a background that distinguishes its practice.
Client services
Portfolio management
Expertise
Wealth management
Real estate investing
Fee options
$6,667 - $250,000: 1.50% $250,001 - $500,000: 1.25% $500,001 - $750,000: 1.20% $750,001 - $1,500,000: 1.00% $1,500,001 - $5,000,000: 0.75% $5,000,001+: 0.65%
Account minimum: $6,667 Minimum fee: $100 minimum fee for services
Main office location
AFL Advisory Group LLC
2442 Constitution Ave.
Olean NY 14760, United States
Number of offices
1
Most active in
AFL Advisory Group LLC has reported serving >5 clients in these states in the last 12 months.
New Jersey · New York · North Carolina
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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