AIS Asset Management

AIS Asset Management is a small, supported registered investment adviser serving individuals and high‑net‑worth clients as well as trusts, estates, pension plans, and small businesses, with two advisors managing roughly $7.2 million across about 35 client relationships. The firm provides discretionary portfolio management and financial advice, offering two service tiers—Foundational and Foundational Plus—to implement tailored asset‑allocation strategies.

AIS relies primarily on fundamental analysis to construct client portfolios, performs ongoing monitoring and rebalancing, and tailors investment plans to each client’s goals and suitability profile. For clients who choose the Foundational Plus service, the firm may employ complex products and strategies—including call and put options, options spreads, long‑dated options, and leveraged or inverse ETFs/ETNs—using a delta‑oriented approach and limiting initial exposure to high‑risk positions (typically 0–10% standard allocation, with a stated maximum allocation of 20%).

Notable distinctions include formal suitability documentation and additional risk disclosures required for the Foundational Plus strategy, and an explicit governance framework around the limited, non‑naked use of options and restricted margin use (primarily for covered calls and cash‑secured puts). The firm also discloses that some supervised persons are licensed insurance agents (insurance activity is estimated at 20% or less of their time/income), a potential conflict of interest the brochure describes and addresses, and it routinely recommends and uses a single qualified custodian (Charles Schwab) for client accounts.