AJP Financial Services, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
AJP Financial Services is a small independent advisory firm that primarily serves individuals — notably business owners, professionals, and retirees — and also works with sponsors of retirement plans. Its services include comprehensive financial planning, discretionary and non-discretionary investment management, and consulting for self-directed and defined benefit retirement plans.
The firm begins client relationships with a written financial plan that guides portfolio construction and ongoing advisory work, typically allocating assets among mutual funds and ETFs and, when appropriate, engaging unaffiliated independent managers. It offers ongoing account monitoring, uses an eMoney client portal for consolidated reporting, and applies limited AI tools under formal controls; cash is treated as an asset class within its investment process.
Compared with many solo independent advisers, AJP sponsors a legacy wrap-fee program (closed to new clients) and provides retirement plan consulting in an ERISA 3(21) capacity, including participant education and pension-related consulting for plan sponsors. The firm’s principal is also licensed to sell life and health insurance and may recommend commissionable insurance products, a relationship and potential conflict that the brochure discloses and addresses.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Financial planning fixed fees ranging from $13,000 to $50,000, negotiable
Negotiable up to a maximum of 2.50% annually
Fee-only: Annual flat fees ranging from $13,000 to $50,000, negotiable
Main office
Wilmington DE
Advisors at this office
1
Most active in
Delaware · Pennsylvania · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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