Aksum Wealth, LLC

Aksum Wealth provides ongoing hourly financial planning to individuals and high‑net‑worth clients on topics such as retirement planning, estate and incapacity planning, education savings, cash‑flow and debt management, and investment analysis. The firm does not custody client assets or manage portfolios on a discretionary basis; implementation is client‑directed or arranged through outside managers when requested.

When offering investment guidance as part of planning, the firm emphasizes passive, broadly diversified strategies—typically using index mutual funds and ETFs—with attention to low internal fund costs and tax efficiency. Planning is holistic and integrates analysis of employee benefits, estate considerations, and cash‑flow scenarios, while the adviser does not execute trades or aggregate client accounts for discretionary management.

Distinctive features include the firm’s focus on paid hourly planning rather than providing individual portfolio management or charging fees based on a percentage of assets under management, and its practice of recommending outside managers without accepting a share of their advisory fees. The owner serves as the firm’s compliance officer and primary supervisor while maintaining full‑time employment in pharmacy, a structural detail that shapes the firm’s capacity and operating model compared with many peers.