Aladino Financial Services, Inc.

Aladino Financial Services, Inc. is a California-registered investment adviser that provides financial planning, consulting, and third‑party investment manager selection and referral services to individuals, high‑net‑worth clients, pension and profit‑sharing plans, trusts, estates, charitable organizations, and business entities. The firm does not directly manage client assets and reports no assets under management, instead focusing on initial consultations, tailored financial plans, and referrals to independent advisers.

AFS’s process centers on an in‑depth client interview to gather financial information and goals, followed by recommendations of independent third‑party advisers whose philosophies, strategies and track records AFS reviews as part of its due diligence. The firm does not implement securities transactions itself; it refers clients to outside managers and acts as a promoter in some cases, disclosing that it receives referral or promoter compensation from those third parties.

AFS is notable among peer investment‑manager firms for its network of affiliated businesses and its fee approach: the brochure discloses affiliations with a broker‑dealer relationship, an affiliated insurance agency that is also licensed as a real‑estate broker, and an affiliated law practice, and it discloses commission, insurance, real‑estate and legal referral relationships that can create conflicts of interest. The firm also commonly uses fixed and hourly planning or consulting fees, typically receives referral/promoter compensation rather than percentage‑of‑assets advisory fees, and discloses that the principal spends a substantial portion of time on affiliated non‑AFS activities.