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Align Financial Solutions

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About

Align Financial Solutions serves individual and high‑net‑worth clients, offering discretionary and non‑discretionary asset management alongside integrated ongoing financial planning, one‑time comprehensive plans, and consulting. The firm also conducts educational seminars and speaking engagements as part of its client and public education activities.

The firm builds client‑specific investment programs based on stated goals, time horizons, and risk tolerance, using methods such as fundamental analysis, Modern Portfolio Theory, and mutual fund/ETF analysis, with account reviews at least quarterly. Align may engage third‑party sub‑advisors and utilizes the Advyzon Investment Management platform for turnkey management, including options for direct indexing and tax‑overlay services.

Noteworthy distinctions include a solo‑advisor structure that manages roughly $25 million for about 13 clients, producing a relatively high assets‑per‑client relationship for a firm of this size. The brochure also discloses that the principal has an insurance and registered‑representative background, the firm offers fee‑based educational seminars and collects advance deposits for those events, and it indicates the use of testimonials in its advertising and the payment of platform fees for third‑party services.

Client services

Financial planning Portfolio management Selection of other advisers Educational seminars or workshops

Expertise

Tax-loss harvesting

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Fee options

Fixed

Full financial plans flat fee $10,000 - $20,000; ongoing financial planning flat fee $15,000 - $30,000 annually; educational seminars $0 - $7,500

Percentage

$0 - $1,000,000: 1.25% $1,000,001 - $2,000,000: 1.05% $2,000,001 - $5,000,000: 0.85% $5,000,001 - $10,000,000: 0.65% $10,000,001+: 0.35%

Project-based

$500 per hour for financial consulting services

Other

Minimum fee: $5,000 - $15,000 one-time ongoing financial planning fee, negotiable and waivable for clients over $500,000 AUM Fee-only: Financial consulting hourly fee $500/hr; full financial plans flat fees $10,000 - $20,000, ongoing financial planning $15,000 - $30,000 annually

Main office

Hoboken NJ

Advisors at this office

1

Most active in

New Jersey

Also doing business as

Align Financial Solutions · Align Financial Solutions LLC

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

Hazel S

CFP®, CDFA®

Hoboken, NJ

Align Financial Solutions

I’m Hazel Secco, CFP®, CDFA®, founder of Align Financial Solutions, a fee-only fiduciary financial planning and investment management firm based in Hoboken, NJ, serving clients virtually nationwide. I work with women taking the lead in their financial lives, mainly in their 40s, 50s, and 60s: - Single professional women, who have built their savings on their own and want a plan for retirement - Widows, managing financial decisions after the loss of a spouse - Women after divorce, who are rebuilding a retirement plan around a new financial picture - Women nearing retirement, deciding when to stop working, how to draw income, and which pension and Social Security choices to make - Professional women with equity compensation, deciding what to do with RSUs, stock options, and company stock My commitment to women’s financial security is both professional and personal. I grew up watching my mother and grandmother, two independent women, work hard and manage carefully while still carrying financial anxiety. Their experiences shaped my lifelong advocacy for women who carry the financial decisions alone, and my belief that you deserve clear advice and a financial partner who listens. At Align, we connect retirement, investments, tax planning, equity compensation, and estate planning coordination into one coordinated plan. We help you put that plan into practice and revisit it as your life changes. I explain the details in plain English, show you the trade-offs, and welcome your questions, so you understand what we recommend and why. Outside of work, you’ll usually find me with my husband and our two daughters, recording my podcast, Align Your Retirement, or speaking to help more women make informed decisions about their futures.

Wealth management Female Executives Widow/Widower Single Women Gen X (Born 1965-1980)
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