Aligning Wealth
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Aligning Wealth provides wealth management, investment management, and financial planning to individuals and small businesses. The firm also offers Small Business CFO services for business owners, as well as educational seminars, speaking engagements, and freelance writing for publishers.
As a fee-only adviser, Aligning Wealth combines ongoing investment management with financial planning in its Wealth Management service and may provide Investment Management on a standalone, case-by-case basis. The firm primarily uses passive strategies grounded in Modern Portfolio Theory, accepts discretionary trading authority for managed accounts, and may engage Outside Managers such as GeoWealth Management LLC and Focus Partners Advisor Solutions to implement strategies.
Noteworthy for a small independent, solo practice, Aligning Wealth explicitly serves business clients with CFO-type consulting and retirement-plan consulting for employers — services that go beyond typical retail wealth management — and conducts educational seminars for groups. The firm’s roughly $3.97 million in assets under management and a limited client base (about 16 clients as of year-end 2025) suggest a boutique scale that relies on third-party platforms and outside managers to deliver a broader set of services.
Client services
Expertise
Occupation focus
Fee options
Project-Based Financial Planning Services with fixed fees typically ranging from $500 to $10,000; Small Business CFO Services with recurring fixed annual fees ranging from $2,000 to $40,000.
$0 - $600,000: Fixed fee ranging from $3,000 to $6,000 annually (paid monthly) $0 - $1,000,000: 1.00% $1,000,001 - $5,000,000: 0.75% $5,000,001 - $10,000,000: 0.50% $10,000,001 - $25,000,000: 0.40% $25,000,001 - $50,000,000: 0.30% $50,000,001 - $100,000,000: 0.25% $100,000,001+: 0.20%
Hourly Financial Planning Services at $250 per hour, fees may be negotiable.
Ongoing Comprehensive Financial Planning Services with annual fees ranging from $2,000 to $40,000, billed quarterly or monthly.
Minimum fee: Minimum annual fee of $6,000 for Wealth Management Services, may be reduced or waived on a case-by-case basis. Fee-only: AW is a fee-only firm, receiving compensation only from clients for advisory services.
Main office
Jersey City NJ
Advisors at this office
1
Most active in
New Jersey · New York · Texas
Also doing business as
Aligning Wealth · Aligning Wealth LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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