All Terrain Financial Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
All Terrain Financial Advisors provides discretionary and non‑discretionary investment management, financial planning, and consultative services to individuals (including high‑net‑worth clients), trusts, foundations, other registered investment advisers, and business entities. The firm also acts as a sub‑advisor/TAMP provider for other investment advisers and offers a la carte planning and implementation services as needed.
ATFA builds customized portfolios using a mix of fundamental, technical, and quantitative analysis, and it manages both core buy‑and‑hold allocations and option‑based overlays such as covered calls, collars, and other multi‑leg spread strategies. The firm routinely aggregates block trades across separately managed accounts and works with clients and referral IAs to set risk tolerances, restrictions, and rebalancing policies for discretionary management.
ATFA is notable among its peers for its use of derivatives and structured index option strategies inside separately managed accounts — including index spreads and SPX box spreads used for yield generation or as a borrowing alternative — strategies the brochure states are intended for sophisticated and high‑net‑worth clients. Those programs typically require elevated option levels, margin approval (including customer portfolio margin in some cases), and accredited‑investor eligibility for certain index strategies, and ATFA also integrates sub‑advisors and third‑party managers when clients seek diversified management styles.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
One-time financial planning and investment evaluation/set-up fees typically range from $4,000 to $10,000 per investment opportunity, with a maximum up to $20,000.
Account minimum: $100,000
Main office
551 Coon Rapids Boulevard NW
Coon Rapids MN 55433
Advisors at this office
3
Most active in
Colorado · Florida · Louisiana · Minnesota · Nebraska · Texas · Wisconsin
Also doing business as
All Terrain Financial Advisors · All Terrain Financial Advisors, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Joseph V
Series 65
Coon Rapids, MN
All Terrain Financial Advisors
Joseph Van Dam is a financial advisor at All Terrain Financial Advisors with 12 years of industry experience. He holds a Series 65 credential and has been with All Terrain Financial Advisors since 2017. Prior to that, he worked at SNS Advisory Group, LLC and SNS Financial Group, LLC. Van Dam is also an active owner of a life and health insurance agency. All Terrain Financial Advisors provides investment management, financial planning, and consultative services to individuals, trusts, foundations, and business entities. The firm employs a mix of fundamental, technical, and quantitative analysis, including option-based strategies, to build customized portfolios primarily for high-net-worth clients and sophisticated investors.
William F
Series 65
Coon Rapids, MN
All Terrain Financial Advisors
William Fondell is a financial advisor at All Terrain Financial Advisors with 12 years of industry experience. He holds a Series 65 designation and has worked at All Terrain Financial Advisors since 2018, following five years at SNS Financial Group. All Terrain Financial Advisors provides discretionary and non-discretionary investment management, financial planning, and consultative services to individuals, trusts, foundations, registered investment advisers, and business entities. The firm employs a mix of fundamental, technical, and quantitative analysis to build customized portfolios, including option-based overlays and sophisticated index option strategies primarily for high-net-worth clients.
Brian S
CFP®, Series 66
Coon Rapids, MN
All Terrain Financial Advisors
Brian Skolte is a CFP® with 15 years of industry experience, currently serving as an advisor at All Terrain Financial Advisors since 2017. His prior experience includes roles at SNS Financial Group, LLC and its affiliates from 2014 to 2017. He is also an active licensed life and health insurance agent. All Terrain Financial Advisors provides discretionary and non-discretionary investment management, financial planning, and consultative services to individuals, trusts, foundations, and other entities. The firm uses a combination of fundamental, technical, and quantitative analysis to build customized portfolios, including option-based strategies, and serves a clientele that includes high-net-worth and sophisticated investors.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")