Allzen Wealth and Financial Services

AllZen Wealth and Financial Services is a fee‑only financial planning firm that provides ongoing financial planning and investment management services for individuals and families. The firm’s initial brochure indicates it currently reports no assets under management and has no SEC‑registered active advisors.

The firm builds client portfolios around each client’s tax situation, risk tolerance, time horizon and goals, generally favoring long‑term, passive strategies implemented through index mutual funds and ETFs while occasionally employing active funds when appropriate. In combined engagements AllZen accepts discretionary authority to manage individual client accounts and provides regular meetings, ongoing oversight and periodic reviews.

Notable features include an affiliation with the principal’s accounting and tax‑preparation practice, with disclosed referral arrangements that clients are free to accept or decline, and a practice model that emphasizes fee‑only planning with negotiable fixed annual fees rather than commission‑based compensation. The brochure also highlights that the firm does not act as a private fund adviser, does not accept third‑party commissions, and that the principal holds CFP and CPA credentials.