Yuma, AZ Office

Alo Financial Planning advises individuals, high‑net‑worth clients, and employer-sponsored retirement plans, offering discretionary investment management, initial and ongoing financial planning, pension consulting, and the option to retain third‑party advisers. The firm manages roughly $121 million in discretionary assets across two advisers and serves about 67 client relationships.

Alo typically implements risk‑based, primarily passive portfolios using ETFs, mutual funds, stocks, bonds and cash, developing an investment policy and asset allocation for each client and exercising discretionary authority to rebalance or make tactical, tax‑sensitive trades. Financial planning is integrated with portfolio management, and the firm will engage third‑party managers or platform services when a client’s needs warrant specialized expertise.

Notably, Alo provides free, public educational seminars and workshops on investments and personal finance, an offering that is relatively uncommon among peers. The firm also uses third‑party platforms for insurance consultancy and maintains a formal succession arrangement with an external wealth firm, reflecting a reliance on external partnerships for specialty services and continuity.