Altamont Advisors LLC

Altamont Advisors LLC is a small advisory firm that serves individual investors and small businesses with comprehensive financial planning and ongoing investment supervisory services, including cash‑flow analysis, retirement and tax planning, estate planning, college funding, and investment consultation. The firm offers both hourly financial planning engagements and asset‑based portfolio management, billing advisory clients on a percentage‑of‑assets basis for discretionary services.

Investment approaches include a mix of active, core‑plus‑satellite, and passive strategies with an emphasis on asset allocation, diversification, periodic rebalancing, and regular account reviews; accounts are generally managed on a discretionary basis and may include individual securities, mutual funds, ETFs, or allocations to pre‑screened sub‑advisors. The firm recommends a preferred custodian for execution and custody and provides clients with periodic portfolio snapshots and performance reports while retaining client responsibility for reviewing custodian statements.

What distinguishes Altamont from many peers is that the firm’s principal also operates an independent insurance agency and is a licensed insurance agent, which allows the firm to offer annuities and other insurance products subject to advance disclosure of potential conflicts and with insurance activity described as limited to roughly 10% or less of business time. The firm also offers complimentary educational workshops for clients and prospects and leaves proxy‑voting decisions to clients rather than voting on their behalf.