Altere Financial, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Altere Financial is a registered investment adviser that provides financial planning, consulting, and wealth and investment management services to individual and high‑net‑worth clients. The firm offers portfolio management, ongoing planning, and access to LPL-sponsored programs and independent third‑party managers as implementation options.
The firm tailors investment strategies to each client’s financial plan and commonly allocates assets among independent managers and LPL model portfolios using mutual funds, ETFs, separately managed accounts and other vehicles. As disclosed in its brochure, Altere Financial reported $55,163,567 in assets under management as of December 31, 2025, of which $47,978,840 was managed on a non‑discretionary basis and $7,184,727 on a discretionary basis, so many client relationships remain client‑directed while the firm provides manager selection and ongoing oversight.
Noteworthy distinctions include an affiliation with a certified public accounting firm (Evans Sternau CPA), where a supervised person has an ownership interest—a relationship the brochure discloses as a potential conflict of interest—and the fact that certain supervised persons are also registered representatives and licensed insurance agents while the firm uses LPL’s custodial and program services. The firm operates with a small advisory team (three advisors supporting roughly 38 clients) and documents a process to deliver an initial financial plan within three to six months, then provide ongoing maintenance.
Client services
Expertise
Fee options
Core financial planning starts at $2,700; comprehensive financial planning starts at $5,100; advanced planning starts at $10,500
$0 - $1,000,000: 1.00% annually $1,000,001 - $5,000,000: 0.90% annually $5,000,001 - $10,000,000: 0.75% annually $10,000,001+: 0.50% annually
Certain supervised persons provide securities brokerage services and receive commissions under separate arrangements
$300 per hour
Fee-only: Fixed fees and hourly fees for financial planning and consulting services
Main office
See office510 Bering Drive, #260
Houston TX 77057
Advisors at this office
1
Offices (3)
Most active in
Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Chad E
Series 63, Series 66
Austin, TX
Altere Financial, LLC
Chad Evans is a financial advisor with Altere Financial, LLC in Austin, TX, holding Series 63 and Series 66 licenses and five years of industry experience. He has prior experience at Cetera and ExxonMobil, and he is also the owner and president of Evans Sternau CPA, LLC, a CPA firm providing accounting and tax services. Altere Financial serves individual and high-net-worth clients with financial planning, consulting, and investment management, offering tailored strategies that incorporate independent managers and LPL-sponsored programs.
Christopher S
CFP®
Houston, TX
Altere Financial, LLC
Christopher Sternau is a CFP® professional with experience in accounting and financial services. He is currently an advisor at Altere Financial, LLC and a partner at Evans Sternau CPA LLC, an accounting firm based in The Woodlands, TX. His background includes roles at Andersen Tax and SG Business Services. Altere Financial, LLC provides financial planning, consulting, and wealth management services to individual and high-net-worth clients. The firm uses a tailored investment approach, combining independent managers and LPL model portfolios across various vehicles, and offers both discretionary and non-discretionary asset management.
Andrew S
CFP®, Series 66
Houston, TX
Altere Financial, LLC
Andrew Sharp is a CFP® with 23 years of industry experience. He currently serves as an advisor at Altere Financial, LLC, joining the firm in 2024 after several years with LPL Financial and prior roles at firms including Charles Schwab and UBS Financial Services. Altere Financial is a registered investment adviser that provides financial planning, consulting, and wealth management services to individual and high-net-worth clients. The firm customizes investment strategies combining independent managers and LPL model portfolios, managing approximately $55 million in assets with a client-directed approach.
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