Columbia, SC Office

Altfest Personal Wealth Management provides investment management, financial planning, and ERISA fiduciary services to a mix of individual and institutional clients, including high‑net‑worth individuals, retirement plans, trusts, and other business entities. The firm also acts as investment adviser and sponsor to privately offered pooled investment vehicles and makes those fund offerings available to both clients and outside investors.

Altfest manages individualized portfolios primarily on a discretionary basis and employs fundamental, technical, and cyclical analysis, with an investment committee overseeing security selection and periodic rebalancing. The firm provides both 3(21) and 3(38) retirement‑plan services, uses daily‑valuation 401(k) platforms, and delivers participant education tools and tailored plan consulting in addition to its wealth management work.

Noteworthy aspects disclosed in the brochure include operation of four pooled vehicles—the AAVF Fund, which allocates to private equity and hedge funds and other alternative strategies, and the Arden Woods real estate funds, which pursue opportunistic real‑estate investments including bidding at delinquent tax and other real‑estate auctions. The firm discloses that principals invest in and have ownership interests in these funds, that certain Arden Woods vehicles pay a performance‑based incentive fee (20% upon specified returns), and that the firm’s principals also have ownership in FP Alpha, a fintech provider used by the firm; these affiliations and the related conflict‑mitigation policies are described in the brochure.