Altura Wealth Advisors Inc. logo

Altura Wealth Advisors Inc.

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Client assets under management

$250,101,374

Clients

448

15% high-net-worth

Advisors

4

of 12 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

112

Very High

Average account size

$558,262

About

Altura Wealth Advisors Inc. provides portfolio management through separately managed accounts and financial planning to individuals, high‑net‑worth clients, trusts, and defined‑contribution plans, managing roughly $250 million for about 448 clients with a team of four advisors. The firm typically manages accounts on a discretionary basis, constructs tailored asset allocations using ETFs and mutual funds, and states it does not impose an account minimum.

Altura describes a long‑term, primarily passive investment approach built around ETFs and mutual funds, periodic portfolio reviews, and rebalancing with consideration of tax and liquidity needs. In addition to traditional SMA management, the firm discloses that it may recommend leverage strategies (for example, investing cash‑out mortgage proceeds) and may recommend fixed annuities and other insurance products in connection with financial plans.

Compared with many peers, Altura operates an affiliated insurance agency and works with third‑party settlement planners to offer structured‑settlement annuities, and these insurance and settlement transactions generate commissions and incentive compensation that are separate from advisory fees and disclosed as conflicts of interest. The firm also discloses affiliated real‑estate loan origination and referral arrangements and related affiliated entities with planned fund management activities, and it highlights succession/key‑person considerations and formal conflict‑disclosure procedures for clients.

Client services

Financial planning Portfolio management

Expertise

Annuities Retirement plans for business owners (SEP, solo 401k) Real estate investing

Occupation focus

Executive Founder/Business Owner

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Fee options

Percentage

$0 - $1,000,000: 1.35% $1,000,001 - $2,000,000: 1.25% $2,000,001 - $3,000,000: 1.15% $3,000,001 - $5,000,000: 1.05% $5,000,001 - $10,000,000: 0.90% $10,000,001+: 0.75%

Commissions

Commissions received by certain IARs in their individual capacities from sales of fixed annuities, life insurance, structured settlement annuities, and real estate loan originations; commissions and other compensation are separate from Altura's management fees.

Main office location

Altura Wealth Advisors Inc.

2005 De La Cruz Blvd #120

Santa Clara CA 95050, United States

Number of offices

1

Most active in

California · Colorado · Nevada · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

James R

CFP®, ChFC®

Santa Clara, CA

Altura Wealth Advisors Inc.

James Rukstalis is a CFP® and ChFC® with nine years of industry experience, currently serving as an advisor at Altura Wealth Advisors Inc. He has worked in financial services since 2008, including roles at J.R. Financial and Freedom Insurance Solutions, where he also acts as president. Outside of advisory work, Rukstalis is involved in insurance sales, real estate sales, mortgage loan origination, and holds a notary public commission. Altura Wealth Advisors is a four-advisor SEC-registered team managing approximately $169 million for around 400 individual and high-net-worth clients. The firm emphasizes a long-term, largely passive investment approach using ETF and mutual fund allocations, with discretionary management and periodic rebalancing, while also offering financial planning and insurance-related services through affiliated entities.

Annuities Retirement plans for business owners (SEP, solo 401k) Real estate investing Executive Founder/Business Owner
user avatar

Arslan B

CFP®, Series 65

San Diego, CA

Altura Wealth Advisors Inc.

Arslan Bahler is a CFP® with eight years of industry experience, currently serving as an advisor at Altura Wealth Advisors Inc. He has worked at ESG Planning, Qualified Planning, UCLA Extension, and Pure Financial. Altura Wealth Advisors is a team of four advisers managing approximately $169 million for around 400 individual and high-net-worth clients. The firm employs a long-term, largely passive investment approach using ETF- and mutual-fund-based allocations, with discretionary management and periodic rebalancing.

Annuities Retirement plans for business owners (SEP, solo 401k) Real estate investing Executive Founder/Business Owner
user avatar

Gage C

Series 65

Santa Clara, CA

Altura Wealth Advisors Inc.

Gage Campbell is a financial advisor at Altura Wealth Advisors Inc. in Santa Clara, CA, holding a Series 65 designation with one year of industry experience. Prior to joining Altura, he worked at J.R. Financial and Insurance Services and Harper Investing. Altura Wealth Advisors is a SEC-registered advisory team managing approximately $169 million for around 400 individual and high-net-worth clients. The firm follows a long-term, largely passive investment approach focused on ETF- and mutual fund-based portfolios, with periodic review and rebalancing, and offers both discretionary account management and one-time financial planning engagements.

Annuities Retirement plans for business owners (SEP, solo 401k) Real estate investing Executive Founder/Business Owner
user avatar

Peter B

Series 65

Santa Clara, CA

Altura Wealth Advisors Inc.

Peter Bradshaw is a Series 65-licensed financial advisor with seven years of industry experience. He is currently with Altura Wealth Advisors Inc., where he has worked since 2020. Prior to this, he held roles at J.R. Financial & Insurance Services and Qualified Planning. Altura Wealth Advisors is a SEC-registered team of four advisers managing approximately $169 million for around 400 individual and high-net-worth clients. The firm employs a long-term, largely passive investment approach focused on ETF- and mutual-fund-based allocations, with discretionary account management and periodic rebalancing.

Annuities Retirement plans for business owners (SEP, solo 401k) Real estate investing Executive Founder/Business Owner
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