Alvarez & Associates Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Average account size
—
About
Alvarez & Associates Financial, LLC is a fee-only registered investment adviser that provides financial planning and portfolio management to individuals, high‑net‑worth individuals, charitable organizations, and businesses. The firm is newly registered, reports no assets under management, and currently has no active advisors registered with the SEC.
AAF offers both ongoing comprehensive and project‑based financial planning and constructs client portfolios using asset allocation with a mix of passive and active strategies; its methods of analysis include fundamental, technical, and cyclical approaches as well as mutual fund and ETF evaluation. The firm may engage outside managers and uses a third‑party managed account platform to implement portfolios, operating on either a discretionary or non‑discretionary basis depending on the client engagement.
What is noteworthy about AAF is its billing flexibility and service mix for a firm with no active advisors: it discloses offering hourly and fixed fee arrangements in addition to traditional asset‑based advisory services, and it explicitly provides portfolio management for individual clients while not serving as a private‑fund adviser. The firm also discloses that a principal maintains outside business activity, and it relies on an institutional custody platform for trade execution, research, and operational support.
Client services
Expertise
Occupation focus
Fee options
Project-based financial planning fixed fees range from $750 to $1,500; ongoing comprehensive financial planning fees from $1,250 to $5,000+ per year depending on client type and complexity.
$0 - $1,000,000: 0.70% $1,000,001 - $3,000,000: 0.50% $3,000,001+: 0.30%
Hourly rate of $200 for project-based financial planning.
Ongoing comprehensive financial planning fees charged as recurring fixed fees (e.g., $1,250/year or $104/month for individuals; business owners $2,000–$4,000/year or $166–$333/month).
Account minimum: $50,000 (may be reduced or waived on a case-by-case basis) Fee-only: Fee-only compensation from clients with no commissions accepted.
Main office location
Alvarez & Associates Financial
Central Falls RI, United States
Number of offices
1
Most active in
Rhode Island
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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