Amber Wealth Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Amber Wealth Advisors provides fee-only financial planning to individuals and high‑net‑worth clients through ongoing engagements and limited‑scope project work, including financial coaching and investment/portfolio reviews. Its planning services address areas such as business planning, cash flow and debt management, retirement and estate planning, insurance and tax considerations.
The firm does not provide discretionary portfolio management or custody of client assets; instead it offers investment analysis and recommendations within the planning process, drawing on fundamental analysis, modern portfolio theory, and mutual fund/ETF evaluation to shape asset‑allocation advice. Clients are responsible for implementing recommended trades with custodians they choose, and the adviser may recommend both passive and active approaches while monitoring plans over time.
Compared with many independent advisers, Amber Wealth Advisors does not typically use percentage‑of‑AUM billing and instead delivers advice through fixed or hourly planning engagements and recurring planning relationships, which is an uncommon fee model in this peer group. The brochure also notes the principal maintains a full‑time external tax role and provides tax consulting, which supplies tax expertise to clients but may affect the owner’s available time for advisory activities.
Client services
Expertise
Fee options
Flat fees for specific engagements within project-based financial planning, including Financial Coaching ($1,500 to $4,000) and Investment/Portfolio Review ($2,000 to $5,000). Ongoing financial planning involves fixed monthly fees ($350 - $650).
Hourly rate of $300 for project-based financial planning.
Fee-only: Fixed fees ranging from $1,500 to $7,500 for project-based financial planning; ongoing financial planning fixed fees range from $350 to $650 per month, with an initial fee of $750 to $1,500.
Main office
Woodland Park NJ
Advisors at this office
1
Most active in
New Jersey
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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