American Community Wealth Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$178,355,869
Clients
449
Advisors
5
of 5 employees
About
American Community Wealth Management provides investment advisory and financial planning services to individuals (including high‑net‑worth clients), business owners, corporations, charitable organizations, and pension and profit‑sharing plans. Its offerings include portfolio management on both discretionary and non‑discretionary bases, comprehensive financial planning, group retirement plan consulting, and public and employer‑focused educational seminars that the firm states are presented free of charge.
The firm employs a multi‑platform investment model, making client assets available to third‑party managed programs (including Ladenburg Thalmann’s LTAM, Fidelity’s FMAX, and separate account networks) as well as advisor‑managed portfolios composed of individual securities, mutual funds and ETFs across active and passive strategies. Investment advice is based on client objectives, risk tolerance and asset allocation, with ongoing monitoring supported by industry data and third‑party managers where appropriate.
ACWM is wholly owned by American Community Bank & Trust (a subsidiary of American Community Financial, Inc.), an affiliation disclosed in its brochure that affects its operating structure and potential conflicts of interest. The firm also sponsors multiple wrap fee programs across different platforms and maintains a hybrid distribution model (advisors who are also registered representatives of Osaic Wealth), and it highlights regular educational outreach—features that the firm’s disclosures identify as operational distinctions from many peers.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Flat fee for comprehensive financial plan up to $3,000 unless otherwise agreed.
$0 - $9,999: $10,000+: typically between 0.25% and 1.75% depending on program and strategy, negotiated case-by-case
Certain IARs may receive commissions on sale of securities and insurance products as registered representatives; these fees are disclosed separately.
Up to $250 per hour for financial planning and consulting services.
Account minimum: $10,000 Minimum fee: Certain accounts require a minimum advisory fee or quarterly maintenance fee; specific amounts depend on advisory agreement. Fee-only: Flat fee for financial planning up to $3,000; negotiated case-by-case; also hourly rates up to $250/hour.
Main office
381 S. Main Street
Crystal Lake IL 60014
Advisors at this office
5
Most active in
Florida · Illinois · Tennessee · Texas · Wisconsin
Also doing business as
American Community Wealth Management LLC · American Community Wealth Management, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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Advisors at this firm
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