American Community Wealth Management, LLC logo

American Community Wealth Management, LLC

Updated today

Client AUM

$178,355,869

Clients

449

Advisors

5

of 5 employees

About

American Community Wealth Management provides investment advisory and financial planning services to individuals (including high‑net‑worth clients), business owners, corporations, charitable organizations, and pension and profit‑sharing plans. Its offerings include portfolio management on both discretionary and non‑discretionary bases, comprehensive financial planning, group retirement plan consulting, and public and employer‑focused educational seminars that the firm states are presented free of charge.

The firm employs a multi‑platform investment model, making client assets available to third‑party managed programs (including Ladenburg Thalmann’s LTAM, Fidelity’s FMAX, and separate account networks) as well as advisor‑managed portfolios composed of individual securities, mutual funds and ETFs across active and passive strategies. Investment advice is based on client objectives, risk tolerance and asset allocation, with ongoing monitoring supported by industry data and third‑party managers where appropriate.

ACWM is wholly owned by American Community Bank & Trust (a subsidiary of American Community Financial, Inc.), an affiliation disclosed in its brochure that affects its operating structure and potential conflicts of interest. The firm also sponsors multiple wrap fee programs across different platforms and maintains a hybrid distribution model (advisors who are also registered representatives of Osaic Wealth), and it highlights regular educational outreach—features that the firm’s disclosures identify as operational distinctions from many peers.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

General retirement planning Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k)

Occupation focus

Founder/Business Owner Retired

Demographic focus

HENRY (High Earners, Not Rich Yet)

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Fee options

Fixed

Flat fee for comprehensive financial plan up to $3,000 unless otherwise agreed.

Percentage

$0 - $9,999: $10,000+: typically between 0.25% and 1.75% depending on program and strategy, negotiated case-by-case

Commissions

Certain IARs may receive commissions on sale of securities and insurance products as registered representatives; these fees are disclosed separately.

Project-based

Up to $250 per hour for financial planning and consulting services.

Other

Account minimum: $10,000 Minimum fee: Certain accounts require a minimum advisory fee or quarterly maintenance fee; specific amounts depend on advisory agreement. Fee-only: Flat fee for financial planning up to $3,000; negotiated case-by-case; also hourly rates up to $250/hour.

Main office

381 S. Main Street

Crystal Lake IL 60014

Advisors at this office

5

Most active in

Florida · Illinois · Tennessee · Texas · Wisconsin

Also doing business as

American Community Wealth Management LLC · American Community Wealth Management, LLC

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Thomas Q

CFP®, Series 66

Crystal Lake, IL

American Community Wealth Management, LLC

Thomas Quinn is a CFP® professional with 23 years of experience in financial advisory services. He is a vice president and financial advisor at American Community Wealth Management, LLC, where he has worked since 2003. Prior to his current role, Quinn was with Triad Advisors, Inc. for 16 years. He also serves as a successor trustee managing a family revocable trust. American Community Wealth Management provides investment advisory and financial planning services to individuals, business owners, corporations, charitable organizations, and retirement plans. The firm utilizes a multi-platform investment model that includes third-party managed programs and advisor-managed portfolios tailored to client objectives and risk tolerance.

General retirement planning Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired HENRY (High Earners, Not Rich Yet)
user avatar

Kathleen D

Series 66

Crystal Lake, IL

American Community Wealth Management, LLC

Kathleen Dixon is a Series 66-licensed financial advisor with American Community Wealth Management, LLC, where she has worked for over ten years. She has 27 years of industry experience, including roles at OSAIC, Triad Advisors, LPL Financial, and Uvest Financial Services Group. Dixon also serves as Operations Manager at American Community Wealth Management, providing administrative support for multiple advisors in addition to managing her own client book. American Community Wealth Management offers investment advisory and financial planning services to individuals, business owners, corporations, charitable organizations, and retirement plans. The firm employs a multi-platform investment model, combining third-party managed programs with advisor-managed portfolios across active and passive strategies to tailor investment advice to client objectives and risk tolerance.

General retirement planning Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired HENRY (High Earners, Not Rich Yet)
user avatar

Kyle H

Series 66

Crystal Lake, IL

American Community Wealth Management, LLC

Kyle Hoskins is a financial advisor with American Community Wealth Management, LLC, holding a Series 66 designation. He has been with the firm since 2024 and has experience working with Osaic Wealth, Inc. Outside of his advisory roles, he has worked in hospitality at Snuggery River Roadhouse and held positions at The University of Iowa and McHenry County College. American Community Wealth Management provides investment advisory and financial planning services to individuals, business owners, corporations, and charitable organizations. The firm uses a multi-platform investment model combining third-party managed programs and advisor-managed portfolios, delivering services tailored to client objectives, risk tolerance, and asset allocation.

General retirement planning Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired HENRY (High Earners, Not Rich Yet)
user avatar

Kevin N

CFP®, Series 66

Crystal Lake, IL

American Community Wealth Management, LLC

Kevin Noonan is a CFP® with 25 years of experience in the financial services industry. He is a Vice President and Investment Advisor Representative at American Community Wealth Management, LLC, where he has worked since 2003. Prior to this, he held roles with Triad Advisors, Inc. and Northern Trust Securities, Inc. Outside of his advisory work, Noonan serves as a voting board member of the Family Health Partnership Clinic, a 501(c)(3) healthcare organization. American Community Wealth Management provides investment advisory and financial planning services to individuals, business owners, corporations, charitable organizations, and pension and profit-sharing plans. The firm uses a multi-platform investment approach that includes third-party managed and advisor-managed portfolios tailored to client objectives, risk tolerance, and asset allocation.

General retirement planning Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired HENRY (High Earners, Not Rich Yet)
user avatar

John G

CFA®, Series 66

Crystal Lake, IL

American Community Wealth Management, LLC

John Gillespie is a CFA® charterholder with 15 years of experience in the financial industry. He currently serves as Senior Vice President at American Community Wealth Management, LLC and has held roles at firms including Triad Advisors, Alight Financial Advisors, and Charles Schwab. American Community Wealth Management offers investment advisory and financial planning services to individuals, business owners, charitable organizations, and pension plans. The firm uses a multi-platform investment approach that includes third-party managed programs and advisor-managed portfolios tailored to client objectives and risk tolerance.

General retirement planning Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired HENRY (High Earners, Not Rich Yet)
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