Itasca, IL Office

Michael Howlett is a financial advisor at Ameriprise with 18 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Ameriprise in 2021, he worked at Fidelity Brokerage Services and JPMorgan Securities in various roles from 2007 to 2021. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets, providing written Recommendation Reports that include income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to generate automated and tailored recommendations, primarily for clients with assets managed through Ameriprise accounts.

Peter Maffiola is a financial advisor with Ameriprise in Itasca, IL, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Dearborn National and Bankers Life. Ameriprise offers retirement-income planning services targeting individuals with significant investable assets, providing written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm employs a centralized consulting team and combines research, modeling, and tax analysis to deliver tailored retirement plans.

Loredana Rickard is a financial advisor at Ameriprise in Elgin, IL, holding a Series 66 designation with one year of industry experience. She has been with Ameriprise since 2015. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored recommendations, supported by a centralized consulting team and algorithmic automation overseen by a Retirement Income Oversight Committee.

Justin Parker is a financial advisor with Ameriprise in Itasca, IL, holding a Series 66 designation and 18 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2002. Outside of advisory work, he owns Alliant Financial Strategies Group LLC, which is used for client confidentiality purposes. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Paul Ambrosini is a financial advisor at Ameriprise with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Ameriprise in various capacities since 2015, with prior roles including self-employment and a position at H. Beck, Inc. in 2020. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports addressing income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary advice, primarily for clients with assets held in Ameriprise Managed Accounts.