Paramus, NJ The Atrium Office

Lenay Courtwright is a financial advisor with Ameriprise in Westwood, NJ, holding a Series 66 designation and 24 years of industry experience. She has been with Ameriprise and its affiliated entities since 2000. Outside of her advisory role, she is employed as a sales person at a retail loft in Paramus Park Mall. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets. The firm provides comprehensive, research-driven recommendation reports and a range of advisory, brokerage, and insurance solutions through its affiliated companies.

Anthony Sciuto is a financial advisor with Ameriprise, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. He has been with Ameriprise since 2014. Outside of his advisory role, he is involved with CMA92 LLC, where he assists with administrative duties, client appointments, portfolio reviews, and financial planning research. Ameriprise provides a retirement-income planning service designed for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Thomas Teschic Jr. is a financial advisor at Ameriprise with 20 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2008. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, offering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to tailor retirement income plans, primarily for clients with significant assets under management at Ameriprise.

Mark Cinotti is a Series 66-credentialed financial advisor with 14 years of industry experience. He has worked at Ameriprise since 2020 and previously spent nine years with Wells Fargo Advisors LLC. Outside of his advisory role, he is involved in a family-owned LLC that was established for real estate management but is no longer active. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Joseph Virgone is a financial advisor with Ameriprise in Paramus, NJ, holding a Series 63 designation and 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. In addition to his advisory role, he provides client-related investment and planning services as part of the Scott Sosna SSFS Group. Ameriprise offers retirement-income planning services targeting individuals nearing or in retirement with substantial investable assets, combining research and modeling to deliver tailored, tax-efficient recommendations. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Kenneth Jeske is a financial advisor with Ameriprise in Paramus, NJ, holding a Series 63 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate since 1999. Outside of advising, he sub-leases office space within his suite to another advisor. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet certain asset criteria, providing written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to tailor its advice, emphasizing assets held in Ameriprise Managed Accounts and utilizing algorithmic automation overseen by a dedicated committee.

Milla Krasnopolsky is a CFA® charterholder and holds a Series 66 license with eight years of industry experience. She has worked at Ameriprise since 2026 and previously spent nine years with INM Advisors, LLC. She is a 50% owner of INM Enterprises, LLC, an engineering company providing heating, A/C, insulation, and home services. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement income planning, combining investment research and algorithmic tools to provide ongoing tax-aware withdrawal and income strategies.

Rebecca Golembiski is a financial advisor at Ameriprise with 24 years of industry experience. She holds the Series 63 and Series 65 designations and has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she owns a condominium unit in Delray, Florida. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service that provides written recommendation reports addressing income sources, Social Security options, and tax-smart withdrawal strategies. The firm uses a centralized consulting team and algorithmic tools to generate tailored, non-discretionary retirement income recommendations.

Jorge Ciprian is a CFP® with 30 years of industry experience, currently serving as a financial advisor at Ameriprise since 2018. He has prior experience at Fidelity Investments where he worked for eight years. Outside of his advisor role, he is involved with CMA 92, LLC, managing advisory services and client support. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement income planning and ongoing advice focused on tax-aware withdrawal strategies and dependable income sources.

Jonathan Philport is a financial advisor with Ameriprise in Woodcliff Lake, NJ, holding a Series 66 credential and 12 years of industry experience. His prior work includes roles at AXA Advisors, Bank of America, and Merrill Lynch. He is employed through an affiliated LLC connected to Munn and Associates. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, delivering personalized, research-driven recommendation reports that address income sources, Social Security, and tax-efficient withdrawal strategies. The firm combines algorithmic automation with advisor oversight to provide tailored retirement income solutions.

William Courtwright is a financial advisor with Ameriprise, holding a Series 63 credential and 30 years of industry experience. He has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he consults for CMA 92, LLC, providing client service in the Central and Southern regions of New Jersey. Ameriprise is a large institutional firm offering a range of advisory, brokerage, and insurance solutions. It provides a retirement-income planning service aimed at individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to deliver customized written recommendation reports.

Ethan Courtwright is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and previously worked for 15 years at Paige Packaging. Outside of his advisory role, he manages a separate advisory business through CMA92 LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, with a specialized retirement income service that provides written recommendation reports and ongoing planning advice focused on income sources and tax-aware withdrawal strategies.

Edward Lang is a financial advisor with Ameriprise in Ramsey, NJ, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory work, Lang is involved with the Paramus Rotary Club and serves as Director of Veteran’s Affairs, organizing events such as Bingo games at the Paramus Veteran’s Home and participating in community activities like the Paramus 4th of July Parade. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset criteria, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies through a centralized consulting team. The firm combines research, modeling, and tax-efficiency analysis, with an emphasis on assets held in Ameriprise Managed Accounts and uses algorithmic tools overseen by a Retirement Income Oversight Committee to generate and tailor recommendations.

Frederick Schuldt Jr. is a financial advisor with Ameriprise who holds a Series 63 designation and has 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Schuldt is an international motivational speaker and author, having contributed a chapter to the book *25 Brilliant Speakers* and working on a film about his personal journey. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet certain asset criteria, combining research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Seth Courtwright is a financial advisor with Ameriprise in Paramus, NJ, holding a Series 66 designation and 17 years of industry experience. He has been with Ameriprise since 2010 and serves as managing partner of CMA 92 LLC, a business involved in providing strategic and operational support for his Ameriprise financial practice. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that delivers written Recommendation Reports and ongoing retirement income planning advice focused on reliable income sources and tax-aware withdrawal strategies.