Ponte Vedra, FL Office

Graeme Lamb is a financial advisor with Ameriprise in St. Augustine, FL, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to produce written Recommendation Reports. The firm provides a wide range of advisory, brokerage, and insurance solutions through affiliated companies.

Keith Winter is a financial advisor at Ameriprise with 28 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he owns Keith Winter LLC, a fiduciary financial advisory business based in Ponte Vedra, FL. Ameriprise provides retirement-income planning services primarily for individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to create personalized recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Matthew Rapson is a financial advisor with Ameriprise in Jacksonville, FL, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2022, he worked at Equitable Advisors and Florida International University. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate personalized, non-discretionary recommendations delivered through a centralized consulting team.

Alexander Umansky is a Series 66-licensed financial advisor with Ameriprise, based in Ponte Vedra Beach, FL. He has 28 years of industry experience, including 21 years with Ameriprise and its affiliate Ameriprise Financial Services, Inc. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets. The firm combines research-driven modeling, tax-efficiency analysis, and algorithmic automation to deliver tailored, written recommendation reports through a centralized consulting team.

Angel Morales Atallah is a CFP® with 10 years of industry experience, currently advising at Ameriprise since 2023. His prior roles include six years at Edward Jones and a year at J.P. Morgan Chase Bank and J.P. Morgan Securities LLC. Ameriprise provides retirement-income planning services targeting individuals with substantial investable assets, combining research-driven recommendations and algorithmic tools to support tax-efficient withdrawal strategies and Social Security claiming decisions. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Stephen Kuhn is a financial advisor at Ameriprise with four years of industry experience. He holds a Series 66 designation and previously worked at Sagepoint Financial and the University of North Florida. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendation reports. The firm serves a large client base and integrates advisory, brokerage, and insurance solutions through its affiliated companies.

Michael Marracello is a CFP® with 31 years of industry experience, currently serving as a financial advisor at Ameriprise in Ponte Vedra, FL. He has been with Ameriprise and its predecessor firms since 1997. Outside of his advisory role, he is a member of Masiello Marracello LLC, an entity related to managing office real estate and business expenses. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its advisory approach and utilizes algorithmic tools overseen by dedicated committees to support its recommendations.

Margo Hill is a CFP®-certified financial advisor with 17 years of industry experience, currently practicing at Ameriprise in Saint Johns, FL since 2015. She co-owns Integrity Tax Solutions, a tax preparation business, and also works as a tax specialist providing individual tax return services for Intuit Turbo Tax. Ameriprise serves clients primarily through its retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets, offering tailored, research-driven recommendations that incorporate tax-efficiency and income source analysis.

Michael Ferreira is a CFP® professional with 19 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. Prior to this, he spent 13 years with Ameriprise Financial Services, Inc. Outside of advising, he is involved in multiple business ventures including a management company and a tax preparation service. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized retirement income service that provides written recommendations and ongoing planning advice focused on dependable income and tax-aware withdrawal strategies.