Upper Montclair, NJ Office

Christine Frole is a Series 66 licensed financial advisor with Ameriprise, based in Newton, NJ. She has 21 years of industry experience, including over 15 years with Ameriprise and its affiliated entities. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing detailed recommendation reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and advisory expertise delivered through a centralized consulting team to support clients approaching or in retirement.

Patrick Garcia is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has worked at Ameriprise since 2017, previously spending a year at Wells Fargo Advisors. Outside of advisory, he is involved in independent insurance brokering and owns PCK Group, LLC. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Richard Mitchell is a CFP® with 44 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. His prior experience includes seven years at Wells Fargo Clearing and a year at Ameriprise Financial Services, Inc. He serves on the Board of Directors for the Morris Automated Information Network in a non-voting advisory capacity. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, delivering personalized, non-discretionary recommendations through a centralized consulting team. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.