Ames financial services
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm serves individual investors — including high‑net‑worth individuals — and sponsor clients such as corporate pension and profit‑sharing plans, providing financial planning, retirement planning, investment management, estate planning, and tax planning. It also offers insurance planning and, separately, tax preparation and life and health insurance products.
The firm follows a needs‑based investment process, developing asset allocations that account for clients’ time horizons, age, financial capacity, and risk tolerance and typically implements portfolios using no‑load mutual funds to pursue diversification. Accounts are managed on a primarily non‑discretionary basis, meaning investment decisions are discussed and approved by clients prior to execution, with periodic reporting and custodial statements provided.
Noteworthy features include the adviser’s dual role as an Enrolled Agent and a licensed life and health insurance agent, allowing the firm to prepare tax returns, represent clients before the IRS, and sell insurance products — activities for which the adviser may receive commission compensation. Also uncommon for peers, essentially all of the firm’s approximately $12.9 million in assets are managed non‑discretionarily, and the firm requires client accounts to be custodied at a single broker/custodian, which the brochure indicates provides software access and other custodial benefits.
Client services
Expertise
Fee options
Flat fixed fees range from $500 to $2,000 depending on complexity; average $750.
$0 - $1,000,000: 1.25% $1,000,001 - $2,000,000: 0.90% $2,000,001+: Negotiable
$50 to $150 per hour depending on complexity; average $75 per hour.
Minimum fee: Minimum annual billing of $50.00, which may be waived at discretion. Fee-only: Hourly fees range from $50 to $150 per hour; flat fixed fees range from $500 to $2,000.
Main office
1475 S State College Blvd Ste 114
Anaheim CA 92806
Advisors at this office
1
Most active in
California
Also doing business as
Ames Financial Services · Ames Financial Services, Inc. · Ames, Rickie Charles
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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